Begin a rewarding banking journey with bank accounts tailored to your needs.
Find a suitable account and applyDiscover the benefits of being our customer by browsing through our banking packages.
Learn more about banking packagesLearn all about how to use your account's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
All our cards offer you an exciting range of rewards and benefits.
Find a suitable card and applyGet the most out of your credit card by exploring its different benefits.
Learn all about how to use your card's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
Here's how to make the most out of your loan with us.
Visit our dedicated support center for answers to all your banking-related questions.
Our various FX products and services help you conduct your international transactions easily.
Our wide range of transfer options make it easier for you to send money locally and internationally.
Learn all about how you can seamless use our services to transfer money.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Know more about our Wealth servicesLife is uncertain, but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
Visit our dedicated support center for answers to all your banking-related questions.
View support centreEveryday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usWe have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Learn more about our services and get the most out of your banking relationship with us.
Visit our dedicated support center for answers to all your banking-related questions.
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
Everyday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usBegin a rewarding banking journey with bank accounts tailored to your needs.
Find a suitable account and applyDiscover the benefits of being our customer by browsing through our banking packages.
Learn more about banking packagesLearn all about how to use your account's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
All our cards offer you an exciting range of rewards and benefits.
Find a suitable card and applyGet the most out of your credit card by exploring its different benefits.
Learn all about how to use your card's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
Here's how to make the most out of your loan with us.
Visit our dedicated support center for answers to all your banking-related questions.
Our various FX products and services help you conduct your international transactions easily.
Our wide range of transfer options make it easier for you to send money locally and internationally.
Learn all about how you can seamless use our services to transfer money.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Know more about our Wealth servicesLife is uncertain, but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
Visit our dedicated support center for answers to all your banking-related questions.
View support centreEveryday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usWe have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Learn more about our services and get the most out of your banking relationship with us.
Visit our dedicated support center for answers to all your banking-related questions.
Start your Priority Banking journey and live your success
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
Everyday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usTrack and manage your Emirates NBD primary and supplementary credit card limits easily via online and mobile banking
Your credit card limit is assigned by the bank after taking several factors into consideration including the type of credit card, eligibility, financial history and debt burden ratio.
Your credit card limit is the maximum amount you can spend using your credit card. The amount you spend and need to repay, at least in part before your payment due date, is referred to as your outstanding balance or utilised limit and the remainder is your available credit limit.
If you hold one or more supplementary credit cards, these cards will utilise a percentage of your total limit. For example, if your credit card has a total limit of AED 100,000 and you assign your supplementary credit card 10% of your limit, the supplementary card holder can use only AED 10,000.
Online Banking
Mobile Banking
To apply for a credit limit increase on your credit card you must meet the following criteria:
Use one of the options below to apply for a limit increase on your card:
Phone Banking:
Call +971 600 54 0009 and when prompted, say ‘increase credit card limit’
Keep these documents ready to complete your request.
Online Banking
One of our representatives will get in touch with you within 24 hours.
Keep these documents ready to complete your request.
Mobile Banking
One of our representatives will get in touch with you within 24 hours.
Keep these documents ready to complete your request.
Visit a branch
Visit your nearest Emirates NBD Business Banking Center with your Emirates ID or passport for identification along with these documents and we’ll be happy to help.
What’s next?
Your request will be reviewed and processed within 19 working days. You’ll receive an email and SMS once your request is processed.
If you don’t hear from us, you can track the status of your request by calling +971 600 54 0000 and when prompted, say “track service request”.
The below documents we require to increase your credit card limit the request will depend on your card spend and the company balance.
The minimum credit card limit you can ask for depends on your credit card type.
Card type |
Minimum limit |
Business Credit Card |
10k |
Skywards Business Credit Card |
10k |
You can request a decrease in your credit card limit at any time using one of the options below:
Phone Banking
Call +971 600 54 0009 and when prompted, say ‘decrease credit card limit’
You will receive an email and SMS once your credit card limit has been decreased.
Online Banking
One of our representatives will get in touch with you within 24 hours.
Mobile Banking
One of our representatives will get in touch with you within 24 hours.
Only a primary credit card holder can increase or decrease their supplementary credit limit. You can do this by changing the percentage of the primary credit card’s total limit that has been assigned to the supplementary credit card. Please note that the change in percentage will have to be in multiples of 5.
To request a change in your Supplementary Credit Card limit, choose one of the options below:
Phone Banking:
Call +971 600 54 0009 and when prompted, say ‘increase/decrease supplementary credit card limit’
Your request will be processed within 4 working days.
Online Banking
One of our representatives will get in touch with you within 24 hours.
Mobile Banking:
One of our representatives will get in touch with you within 24 hours.
No, your credit limit will be increased on your existing credit card.
You can do this by viewing your supplementary credit card’s limit details or transaction history through Online and Mobile Banking. Your supplementary card holder’s transactions will be listed in your monthly credit card statements as well.
Everyone’s credit limit differs as this is based on a number of factors. The bank will always process your request for the maximum eligible amount.
Emirates NBD Credit Cards have a buffer limit which allows you to complete a purchase that is higher than your current available credit limit. Based on the type of credit card you hold, your buffer limit can range between 3% and 15% of your total credit limit.
Spending more than your assigned credit limit will incur over-limit charges.
Always keep track of your credit card transactions and available limit. It’s easy via Online and Mobile Banking.
Online Banking: Go to My Finances > Cards
Mobile Banking: Click and then Credit Cards.
You can use up to 75% of your total credit limit for cash advances on business credit cards and 50% of your total credit limit for cash advances on any other credit card.
You can only transfer a portion of your credit limit from a non-Web Shopper credit card to your Web Shopper card. You can’t transfer credit limit between non-Web Shopper credit cards.
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