Earning Marriott Bonvoy Points

Our Marriott Bonvoy Mastercard World Credit Card gives you more

Spend and earn Marriott Bonvoy Points

The Emirates NBD Marriott Bonvoy Mastercard World Credit Card earns you Marriott Bonvoy Points on your everyday spends which you can redeem for hotel stays and room upgrades worldwide, free flights and VIP access to world-class experiences.

The points you earn on your daily purchases and retail spending is based on purchase categories as follows:


Points per USD

Domestic spends


International spends


*Spend at hotels participating in Marriott Bonvoy


Domestic spends under the following categories earn points as follows:

  • Grocery and supermarkets, fast-food restaurants, insurance and car dealerships earn points at 25% of the domestic spend earning rate or 0.75 Points per USD
  • Petroleum, transit, government services, utility payments, real estate, education and telecommunication payments earn points at 10% of the domestic spend earning rate or 0.30 Points per USD

Spends originating in European Union countries earn points at 50% of the international spend earning rate or 1.5 Points per USD.

*Additional rewards: These are in addition to the points you will earn from the loyalty programme. For terms and conditions, please click here

The maximum number of points you can earn in a credit card statement is equal to your credit card limit.

The points you earn on spends will reflect on your credit card and then be transferred to your Marriott Bonvoy membership account as below:

  • Domestic and International spend points will be transferred within 1 – 2 weeks after your credit card statement date
  • Points earned for spends at hotels participating in Marriot Bonvoy will be transferred within 4 – 6 weeks after your transaction date

Read the terms and conditions.


We use a fixed conversion rate of USD1 = AED 3.672. This rate can change at any time.

Your Points will be credited to the Marriott Bonvoy account you gave us during your card application process.

Only retail spends earn you Marriott Bonvoy Points. Transactions such as loans on your card, cash advances, bank fees and charges, balance transfers and 0% installment payment plans are not be eligible to earn points. Click here to learn more about eligible transactions.

Points earned on your supplementary credit card will be transferred to the Marriott Bonvoy membership account of the primary credit card.

No, you won't lose your rewards. They'll just be transferred to your new Emirates NBD card.