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Stay ahead of the evolving times and experience new heights of convenience, ease and profits with Emirates NBD API Banking.
API banking refers to a set of protocols that makes a bank’s services available to other third-party companies via APIs.
APIs provide better means to share data, integrate with systems, personalise services and make financial services quick and efficient.
Tap into new opportunities
Enable greater automation
Enjoy higher efficiency
Build products with better user experience and connectivity
At Emirates NBD, we grant secure access to our financial services to third-party platforms, helping companies build products around banking services. Essentially, the core of our banking operation remains the same, but the experience is heightened.
Convenience in managing finances
With traditional business banking relationships, you might find yourself having to log on and off bank websites and bank payment systems to help you manage your business money.
If your goal is to run a technologically advanced business, you’re going to want to be able to have a banking partner who can move at your speed.
As a business owner, you need to be able to focus on how to build and scale your business, not on your banking.
Convenience in managing finances
With traditional business banking relationships, you might find yourself having to log on and off bank websites and bank payment systems to help you manage your business money. Our Accounts and Payments Services APIs allows you to manage banking from within your own operating system by using APIs to send and receive payments and manage cash, rather than having to log into a separate bank-powered online banking system.
If your goal is to run a technologically advanced business, you’re going to want to be able to have a banking partner who can move at your speed. With API banking, we can provide you with real-time capabilities, giving you and your business visibility into your balances, cash flow and cash position and the ability to generate payments quickly. Because the payment data is taken directly from the system you use to manage your business, there will be less room for errors.
As a business owner, you need to be able to focus on how to build and scale your business, not on your banking. With API-enabled banking you have more time and tools to innovate and develop new products, build unique customer experiences and drive incremental revenue – all at the speed of you!
With all our API offerings, our goal is to make data sharing easier and integrations seamless, while keeping high levels of security and constantly enhancing financial products. We offer APIs from the below domains, which include:
Collections – Virtual Accounts
Real-time notifications with updates on account or transactions which will enable you to view current cash flow, reconcile bank transactions and manage expenses in a better way - all in one place. Notifications for Payment Status updates, Credit/Debit posting on Accounts/Virtual Accounts.
As with all other offerings, our API Banking protocols also meet the highest standards of security to give you complete peace of mind. These include:
Transport Layer Security
API calls are made over HTTPS using Transport Layer Security (mTLS 1.2).
As an API client, you must present a client specific key, secret and a certificate as per industry standard OAuth 2.0 protocol.
API calls carry a valid JWT token (JSON Web Token), digitally signed by a known token issuer. JWT token must be valid and provide the identity of the user/system consuming the API.
API clients need to be onboarded to the API Banking engine to utilise APIs with proper access permission to the bank and other resources. other resources.
Message Layer Security
The API request parameters and payload must be digitally signed using a secure, client-specific private key.
Watch this video where we’ve demonstrated how APIs help you deal with real-life scenarios in your day-to-day business.
Get Started Today
Our API implementation and product team will work with you and your development team throughout the entire process - from setup to launch - for a seamless API onboarding experience. You can also explore and sign up to the world of APIs with our Emirates NBD API Souq by simply clicking here.
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