Emirates NBD, in collaboration with Emirates NBD Capital, provides professional services in arranging financial advisory and eventual financing in various sectors including oil and gas, power and water and infrastructure, backed by the experience, expertise and knowledge of the team. Professionals from the discipline help you by providing customised financing solutions through cash flow analysis, legal and transaction due diligence, and the execution of financing plans.

We have been an integral part of the success of Dubai as the largest trading hub in the region. Our bank is rich in the tradition of catering to your trade finance needs. Our network of branches, subsidiaries, representative offices, correspondent banking relationships and our dedicated trade finance advisory teams are positioned to help you build your global trade business and manage its associated risks. We offer a full suite of trade financing solutions to address all needs from procurement to the realisation of sales. These products include but are not limited to:

• Structured trade financing
• Letters of credit
• Import financing
• Guarantees
• Export financing
• LC discounting
• Account receivables financing

We operate in one of the world's largest transhipment locations and as such, we understand the need to make payments and collect monies in an efficient manner. Our professionals have decades of experience in supply chain finance. Customers can benefit from better payment terms, while suppliers can accelerate cash collections. Key benefits include:

• Improvements in payment terms and cash conversion cycle
• Accelerated cash collections through the programme for customers and suppliers
• Working capital solutions with possible lower cost of funding

We have built our capabilities in financing commodities trading firms by facilitating the movement of goods across the globe and by aiding them in maximising their margins. With a team of dedicated agri specialists and energy specialists we have built our understanding of: the cyclical nature of the industry, the volatility of commodity prices, the impact of varying weather conditions and the diverse industry shocks that can affect businesses. In addition to being able to leverage our full range of financing and treasury management products and services, Emirates NBD Capital can give you access to a broad range of capital market solutions.

From the experience garnered from the economic growth of the UAE, we know that each equipment financing need is a part of a much larger plan. Our professionals understand those considerations, from import duty implications and cash flow needs to partnership arrangements and implementing new-to-region technologies. Our specialists will be with you from the initial proposal stage, to the procurement stage, using our best in class trade services to end-of-lease and other decommissioning options. In addition, our Global Markets and Treasury services protect you against currency and interest rate risks.

Our real estate professionals provide construction project financing and commercial mortgages to real estate companies, private equity funds, family offices and multinationals on a specialised basis. Our success in commercial real estate is driven by our professionals' ability to deliver insights on the different market conditions, ensuring that we meet your needs and protect your net earnings. We strive to keep ourselves abreast of industry and local market trends, as well as consumer behaviour and regulatory changes.

We have accumulated extensive experience in helping you close the deal on time and can, with confidence, help you achieve the goals of your business plan.

Our cross-border Asset-Based Lending team can help you leverage subsidiary and parent assets. Our team of professionals works with you to develop programmes that maximise the use of your less liquid assets to provide a flexible funding source. Customers who have substantial assets on their balance sheet are the main beneficiaries of this programme. It typically entails:

• A lower cost of funding than unsecured loans
• A diversification of funding
• An increased funding availability by using illiquid assets
• An ability to obtain funding despite the borrower's low credit score