Mutual Funds
Mutual funds are pools of funds collected from many investors for investment in stocks, bonds or other assets. As an investor in a mutual fund, you own units in the fund, which is operated by a professional fund manager who aims to deliver capital gains and income for all the fund’s investors.

Read More

Bonds
Bonds are debt securities issued by governments, corporations or other institutions to raise funds. They can provide a steady flow of investment income, and potentially lower the overall portfolio risks. As an investor in bonds, you typically receive interest payments at specific intervals (“coupon” payouts) and receive your initial capital back on maturity of the bond.

Sukuks
Sukuk is an Islamic financial certificate that represents a portion of ownership in a portfolio of eligible existing or future assets. They represent an undivided ownership in an asset or a special investment activity. The Sukuk issuer sells the certificates that represent an undivided ownership in the Trust assets to you and other investors. You are then entitled to the returns on the relevant assets throughout the Sukuk tenor.

Structured Products
Structured products are designed to achieve risk-return objectives that are not achievable with traditional investments. When investing in structured products, your return on capital invested may be linked to the performance of an index, a "basket" of selected stocks, or other underlying traditional assets. Structured products may also include an element of principal protection.

Gold Savings Certificates
Gold savings certificates are sold in multiples of 300 grams (999 finesse) and 500 grams (995 finesse), priced against the global spot market. Used for investment or as a gift, each certificate is valid for five years from the date of issue. It can be redeemed against physical gold or the equivalent amount in cash at any time until maturity.