If your company's legal entity is multi-layered (ultimate beneficiary owner is also a company), please apply using the link below.

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Eligibility Criteria, Packages, and Products & Services for Top Business Bank Accounts

Eligibility & Documents

Eligibility & Documents

Get a brief overview of the eligibility criteria and essential documents required to open your account

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Packages

Packages

Discover our diverse selection of packages customized to suit your individual business goals

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Products & Services

Products & Services

Explore our extensive range of products and services to maximize your business achievements

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Eligibility criteria for a Business Banking package

legal entity in UAE

Your business must be a legal entity operating in the UAE

Company legal entity

Your company’s legal entity should either be a sole proprietor or a single layer company (ultimate beneficiary owners are individuals)

Valid Trade License

You need to have a valid Trade License or Certificate of Incorporation from any of the UAE issuing authorities

You need to have valid Passports

You need to have valid Passports and Emirates ID’s of all partners and authorized signatories

You need to have a valid Memorandum

You need to have a valid Memorandum of Association / Article of Association / Board Resolution

6 months Bank statement

You need to show a six months' bank statement of the company (if existing company) or the partner (if new company)

If you have any questions, please call us on +971 600 54 0009.

How to Open Business Bank Account

Account opening has never been easier! Follow this step-by-step guide.

1. Application initiation

  • Begin your account opening journey by clicking "APPLY NOW"
  • Add business and financial details
  • Add shareholder and/or POA details, and set their account management rights
  • Select your banking package
  • Select the currency you wish to open your account in

2. Verification and assessment

Sit back and give us a few days while we validate your application and documents

Applicant(s) will be verified via OTP sent to their registered mobile numbers

3. Account activation

Account is opened and you will start receiving your bank account & businessONLINE details.

Ready to get started with opening your business account online?

Open your account now

Banking packages that maximize your benefits.

Emirati Package

Emirati Business

A unique package tailored exclusively for businesses owned and operated by Emiratis

Minimum Monthly Average Balance Requirement

AED 25,000

No Monthly Maintenance Fee

Monthly Fee for Non-Maintenance of Minimum Monthly Balance of

AED 150 (New to bank customers will receive waivers on this fee for the first 6 months)

Chances to become an Emirati Business Millionaire

Free online banking access

Free Emirati Visa Business Signature Debit Card

Free unlimited cheque books

Standard Foreign Exchange rates

Preferential rates on Trade and Cash Management Services

Special rates on banking transactions

Exclusive Emirati lifestyle benefits

Distinctive business benefits




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Connect

Connect

Our most efficient package ideal for startups, businesses with Professional Licenses looking for only Online access to banking services

This account package has limited branch access with higher transactional fees and no dedicated Relationship Manager

No Minimum Monthly Average Balance Requirement

Monthly Maintenance Fee of 

AED 249 

No Monthly Fee for Non-Maintenance of Minimum Monthly Balance 

Free Visa Business Debit Card 

Standard Foreign Exchange rates  



 
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Proprietor

Proprietor

Dedicated package designed specifically to support the demands of Sole Establishments

Minimum monthly average balance requirement of

AED 50,000

No Monthly Maintenance Fee

Monthly Fee for Non-Maintenance of Minimum Monthly Balance of

AED 250

Free Visa Business Platinum Debit Card

Standard Foreign Exchange rates

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Prime

Prime

Cost-effective package to suit all businesses offering the full range of essential products and services

Minimum monthly average balance requirement of

AED 50,000

Monthly Maintenance Fee of

AED 99

Monthly Fee for Non-Maintenance of Minimum Monthly Balance of

AED 150

Free Visa Business Platinum Debit Card 

Standard Foreign Exchange rates

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Preferred

Preferred

Comprehensive package to help you grow and diversify, with a dedicated Relationship Manager

Minimum monthly average balance requirement of

AED 200,000

No Monthly Maintenance Fee

Monthly Fee for Non-Maintenance of Minimum Monthly Balance of

AED 300

Free Visa Business Platinum Debit Card

Standard Foreign Exchange rates

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Prestige

Prestige

Package ideal for bigger businesses offering value added services, with a dedicated Relationship Manager

Minimum monthly average balance requirement of

AED 500,000

No Monthly Maintenance Fee

Monthly Fee for Non-Maintenance of Minimum Monthly Balance of

AED 750

Free Visa Business Signature Debit Card

Standard Foreign Exchange rates

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Platinum

Platinum

Our most premium bespoke package for evolved businesses, with a dedicated Relationship Manager

Minimum monthly average balance requirement of

AED 3,500,000

No Monthly Maintenance Fee

Monthly Fee for Non-Maintenance of Minimum Monthly Balance of

AED 1500

Free Visa Business Signature Debit Card

Preferential Foreign Exchange rates

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** All Business Banking account packages provide free online banking access to all customers in addition to our wide Emirates NBD branch network and dedicated Business Banking centers

Products & Services

Explore New Business Opportunities with an Online Business Banking Account specifically for SMEs

We have decades of experience helping large and small companies manage all their banking needs and we recognize that quick and seamless access to your funds is critical to your business success.
businessONLINE
businessONLINE

A comprehensive digital global cash management ecosystem

Manage all your banking needs with businessONLINE, a safe, secure and free of cost digital platform offering local, international & other payments at the click of a button, Cardless Cash Withdrawal facility and more.

Ready to get started with opening your business account online?

Open your account now

Frequently Asked Questions

It is open to all registered business entities operating in Trading, Manufacturing, Contracting, Transportation and Professional or any of the Service sectors in the UAE, wherein at least one signatory is a UAE resident.

There are many important banking services that financial institutions can provide, however, the top 6 to look out for are:

  • Deposits: Business banking will be able to help businesses with their day-to-day operations by allowing them to make and receive payments, manage their cash flow, and separate different types of transactions.

  • Lending: Business banking can offer all kinds of credit options such as loans, asset-based loans, and other lines of credit to enable businesses to operate and grow.
  • Treasury and payments: Businesses often have large sums of money moving in and out of their accounts, so many business bank account providers will provide treasury management services to help businesses manage their cash flow and liquidity.
  • Cash Management offerings: Our efficient and effective cash management solutions cover your regular and routine payments, as well as collections and overall liquidity, empowering you to explore opportunities.
  • Forex Exchange Solutions: Many banks now offer international banking services, such as foreign exchange services, or connections to payment systems for secure, fast, international payments.
  • Trade and Working Capital Finance: We give you a competitive edge through our full spectrum of trade, working capital and advisory services, to enable you to explore opportunities with confidence at home and overseas.
Emirates NBD Business Banking offers 7 types of business account package variants: Emirati, Connect, Proprietor, Prime, Preferred, Prestige and Platinum. Depending on your business requirements you can select the appropriate package variant that best suits your needs. To know more about packages, click here.
For Connect account package, there is no minimum monthly average balance requirement. However, you need to ensure sufficient funds are always available in the account to cover monthly fees & charges. Additionally, there are 5 other Business Banking account packages and depending on your business requirements, you may choose the one that suits you best. For more details, please visit: https://www.emiratesnbd.com/en/business-banking/business-packages.
  • You can register for businessONLINE upon account opening. We will send your login credentials with your Account Opening Welcome Pack.
  • You can manage your business account seamlessly and cost effectively through businessONLINE or the businessONLINE X mobile banking app anytime, from anywhere. Alternatively, you can visit any Emirates NBD branch or visit one of the many Business Banking Centers in the UAE.
It is open to all registered business entities operating in Trading, Manufacturing, Contracting, Transportation and Professional or any of the Service sectors in the UAE, wherein at least one signatory is a UAE resident.

There are many important banking services that financial institutions can provide, however, the top 6 to look out for are:

  • Deposits: Business banking will be able to help businesses with their day-to-day operations by allowing them to make and receive payments, manage their cash flow, and separate different types of transactions.

  • Lending: Business banking can offer all kinds of credit options such as loans, asset-based loans, and other lines of credit to enable businesses to operate and grow.
  • Treasury and payments: Businesses often have large sums of money moving in and out of their accounts, so many business bank account providers will provide treasury management services to help businesses manage their cash flow and liquidity.
  • Cash Management offerings: Our efficient and effective cash management solutions cover your regular and routine payments, as well as collections and overall liquidity, empowering you to explore opportunities.
  • Forex Exchange Solutions: Many banks now offer international banking services, such as foreign exchange services, or connections to payment systems for secure, fast, international payments.
  • Trade and Working Capital Finance: We give you a competitive edge through our full spectrum of trade, working capital and advisory services, to enable you to explore opportunities with confidence at home and overseas.
Emirates NBD Business Banking offers 7 types of business account package variants: Emirati, Connect, Proprietor, Prime, Preferred, Prestige and Platinum. Depending on your business requirements you can select the appropriate package variant that best suits your needs. To know more about packages, click here.
For Connect account package, there is no minimum monthly average balance requirement. However, you need to ensure sufficient funds are always available in the account to cover monthly fees & charges. Additionally, there are 5 other Business Banking account packages and depending on your business requirements, you may choose the one that suits you best. For more details, please visit: https://www.emiratesnbd.com/en/business-banking/business-packages.
  • You can register for businessONLINE upon account opening. We will send your login credentials with your Account Opening Welcome Pack.
  • You can manage your business account seamlessly and cost effectively through businessONLINE or the businessONLINE X mobile banking app anytime, from anywhere. Alternatively, you can visit any Emirates NBD branch or visit one of the many Business Banking Centers in the UAE.

To enable seamless account opening, we have listed the documents required at the beginning of your application. Please note that any delay in submitting these documents could lead to a delay in your application.

Below are the mandatory documents required:

  • Valid Trade License/Commercial License
  • Attested Memorandum of Association, Article of Association, Board of Resolution, General Partnership Contract & all its Amendments (if any)
  • Identity documents of all shareholders, partners: Emirates ID and passport copies
  • Tenancy contract as proof of address.

Useful Links

Key Facts Statement (KFS)

Schedule of Charges

Terms and Conditions

FAQs

prime

Business Banking Prime

Our Business Banking Prime Package is for clients who maintain average deposits of at least AED 50,000*. It supports your business with all day-to-day banking services you need, with our lowest required level of deposits.

This package gives you access to:

  • Free state of the art online banking portal – businessONLINE
  • Standard pricing on banking transactions
  • Comprehensive suite of products & services
  • Cash Management Services
  • Range of business loans
  • Trade Finance Solutions
  • Credit and Debit Cards

*Subject to a minimum monthly average relationship balance of AED 50,000. AED 150 per month will be charged if your minimum monthly average balance drops below this threshold.

proprietor

Business Banking Proprietor

Our Business Banking Proprietor Package is for clients who maintain average deposits of at least AED 50,000*. It provides your sole establishment with the daily banking services you need, with our lowest required level of deposits.

This package gives you access to:

  • Free state of the art online banking portal – businessONLINE
  • Standard pricing on banking transactions
  • Comprehensive suite of products & services
  • Cash Management Services
  • Range of business loans products
  • Trade Finance Solutions
  • Credit and Debit Cards

*Subject to a minimum monthly average relationship balance of AED 50,000. AED 250 per month will be charged if your minimum monthly average balance drops below this threshold.

preferred

Business Banking Preferred

Our upgraded tier of Business Banking services is suitable for clients who maintain average deposits of at least AED 200,000*. Business Banking Preferred provides you with a suite of additional benefits to save you time and money.

This package gives you access to all the features and benefits of the Prime Package as well as:

  • Free state of the art online banking portal - businessONLINE
  • Preferential pricing on banking transactions
  • Comprehensive suite of products & services
  • Cash Management Services
  • Range of business loans
  • Trade Finance Solutions
  • Credit and Debit Cards
  • No Account Maintenance Fee

*Subject to a minimum monthly average relationship balance of AED 200,000. AED 300 per month will be charged if your minimum monthly average balance drops below this threshold.

prestiage

Business Banking Prestige

Our enhanced tier of Business Banking services is suitable for clients who maintain average deposits of at least AED 500,000*. Business Banking Prestige provides you with advanced features and benefits curated for growing businesses.

This package includes all of the Business Banking Preferred features, as well as:

  • A dedicated Relationship Manager to respond to all your banking needs
  • Free state of the art online banking portal - businessONLINE
  • Dedicated Trade & Forex advisor
  • Preferred rates for online Telegraphic Transfer (TT)
  • Discount on smartTRADE fee @ AED 200/-
  • Preferential rates on Trade Services
  • Curated events to help your business
  • Special rates on deposits and investments
  • Discounted charges on day-to-day transactions
  • Preferential rates for online transactions through smartBUSINESS / businessONLINE

Lifestyle benefits:

  • Up to 35% discount via Avis Car Rental
  • Golf Access: 2 per month
  • Unlimited airport lounge access
  • Valet Parking: 2 per month in premium locations
  • Complimentary access to luxury spas (once a year)
  • Exclusive sports events: Discounted Access 

Business benefits:

  • Work from anywhere: 1 month free Regus Global Membership
  • Free subscription to Business Tools through Zoho Credits
  • Annual subscription to The New York Times, The Wall Street Journal and Mint
  • Chartered Flights: Access and preferred rates

Call us now to set up your Business Banking Prestige package.

*Subject to a minimum monthly average relationship balance of AED 500,000. AED 750 per month will be charged if your minimum monthly average balance drops below this threshold.

platinum

Business Banking Platinum

Our Platinum Business Banking package is ideal for clients who maintain Minimum Average Balances of at least AED 3,500,000*. Best suited for evolved businesses, it comes with a range of products and services that help you grow and diversify.

This package includes all the features of Business Banking Prestige, as well as:

  • A dedicated Relationship Manager to respond to all your banking needs
  • Preferential Foreign Exchange rates
  • Preferred rates for online Telegraphic Transfer (TT)
  • Free smartTRADE access
  • Preferential rates on Trade Services
  • Curated events to help your business
  • Special rates on deposits and investments
  • Unlimited free cheque books
  • Discounted charges on day-to-day transactions
  • Preferential rates for online transactions through smartBUSINESS / businessONLINE

Lifestyle benefits:

  • Up to 35% discount via Avis Car Rental
  • Golf Access: 2 per month
  • Unlimited airport lounge access
  • Valet Parking: 2 per month in premium locations
  • Travel insurance: Complimentary for multi-trips
  • Complimentary access to luxury spas (twice a year)
  • Exclusive sports events: Discounted Access

Business benefits::

  • Work from anywhere: 2 months free Regus Global Membership
  • Free subscription to Business Tools through Zoho Credits
  • Annual subscription to The New York Times, The Wall Street Journal and Mint
  • Chartered Flights: Access and preferred rates
  • Free Elite Marriott Bonvoy Membership with 150,000 Points of Marriott Bonvoy (upon availing ENBD Marriott Bonvoy Credit Card)

Call us now to set up your Business Banking Platinum package.

*Subject to a minimum monthly average relationship balance of AED 3,500,000. AED 1500 per month will be charged if your minimum monthly average balance drops below this threshold.

bbp

Business Banking Platinum

Our Platinum Business Banking package is ideal for clients who maintain Minimum Average Balances of at least AED 3,500,000*. Best suited for evolved businesses, it comes with a range of products and services that help you grow and diversify.

This package includes all the features of Business Banking Prestige, as well as:

  • A chance to be one of 4 guaranteed Business Millionaires, with a total prize sum of AED 12 Million and 244 monthly and quarterly prizes
  • A dedicated Relationship Manager to respond to all your banking needs
  • Preferential Foreign Exchange rates
  • Preferred rates for online International Telegraphic Transfer (TT)
  • Free online local transfers
  • Free smartTRADE access
  • Preferential rates on Trade Services
  • Curated events to help your business
  • Special rates on deposits and investments
  • Unlimited free cheque books
  • Discounted charges on day-to-day transactions
  • Preferential rates for online transactions through businessONLINE

Lifestyle benefits:

  • Up to 35% discount via Avis Car Rental
  • Golf Access: 2 per month
  • Unlimited airport lounge access
  • Valet Parking: 2 per month in premium locations
  • Travel insurance: Complimentary for multi-trips
  • Complimentary access to luxury spas (twice a year)
  • Exclusive sports events: Discounted Access

Business benefits:

  • Work from anywhere: 2 months free Regus Global Membership
  • Free subscription to Business Tools through Zoho Credits
  • Annual subscription to The New York Times, The Wall Street Journal and Mint
  • Chartered Flights: Access and preferred rates

Free Elite Marriott Bonvoy Membership with 150,000 Points of Marriott Bonvoy (upon availing ENBD Marriott Bonvoy Credit Card)

Call us now to set up your Business Banking Platinum package.

*Subject to a minimum monthly average relationship balance of AED 3,500,000. AED 1500 per month will be charged if your minimum monthly average balance drops below this threshold.

bbpo

Business Banking Proprietor

Our Business Banking Proprietor Package is for clients who maintain average deposits of at least AED 50,000*. It provides your sole establishment with the daily banking services you need, with our lowest required level of deposits.

This package gives you access to:

  • Free state of the art online banking portal – businessONLINE
  • Free online local transfers
  • Standard pricing on banking transactions
  • Comprehensive suite of products & services
  • Cash Management Services
  • Range of business loans
  • Trade Finance Solutions
  • Credit and Debit Cards

*Subject to a minimum monthly average relationship balance of AED 50,000. AED 250 per month will be charged if your minimum monthly average balance drops below this threshold.

bbpm

Business Banking Prime

Our Business Banking Prime Package is for clients who maintain average deposits of at least AED 50,000*. It supports your business with all day-to-day banking services you need, with our lowest required level of deposits.

This package gives you access to:

  • Free state of the art online banking portal – businessONLINE
  • Free online local transfers
  • Standard pricing on banking transactions
  • Comprehensive suite of products & services
  • Cash Management Services
  • Range of business loans
  • Trade Finance Solutions
  • Credit and Debit Cards

*Subject to a minimum monthly average relationship balance of AED 50,000. AED 150 per month will be charged if your minimum monthly average balance drops below this threshold.

bbpr

Business Banking Preferred

Our upgraded tier of Business Banking services is suitable for clients who maintain average deposits of at least AED 200,000*. Business Banking Preferred provides you with a suite of additional benefits to save you time and money.

This package gives you access to all the features and benefits of the Prime Package as well as:

  • Free state of the art online banking portal - businessONLINE
  • Free online local transfers
  • Preferential pricing on banking transactions
  • Comprehensive suite of products & services
  • Cash Management Services
  • Range of business loans
  • Trade Finance Solutions
  • Credit and Debit Cards
  • No Account Maintenance Fee

*Subject to a minimum monthly average relationship balance of AED 200,000. AED 300 per month will be charged if your minimum monthly average balance drops below this threshold.

bbpe

Business Banking Prestige

Our enhanced tier of Business Banking services is suitable for clients who maintain average deposits of at least AED 500,000*. Business Banking Prestige provides you with advanced features and benefits curated for growing businesses.

This package includes all of the Business Banking Preferred features, as well as:

  • A chance to be one of 4 guaranteed Business Millionaires, with a total prize sum of AED 12 Million and 244 monthly and quarterly prizes
  • A dedicated Relationship Manager to respond to all your banking needs
  • Free state of the art online banking portal - businessONLINE
  • Free online local transfers
  • Dedicated Trade & Forex advisor
  • Preferred rates for online International Telegraphic Transfer (TT)
  • Discount on smartTRADE fee @ AED 200/-
  • Preferential rates on Trade Services
  • Curated events to help your business
  • Special rates on deposits and investments
  • Discounted charges on day-to-day transactions
  • Preferential rates for online transactions through businessONLINE

Lifestyle benefits:

  • Up to 35% discount via Avis Car Rental
  • Golf Access: 2 per month
  • Unlimited airport lounge access
  • Valet Parking: 2 per month in premium locations
  • Complimentary access to luxury spas (once a year)
  • Exclusive sports events: Discounted Access

Business benefits:

  • Work from anywhere: 1 month free Regus Global Membership
  • Free subscription to Business Tools through Zoho Credits
  • Annual subscription to The New York Times, The Wall Street Journal and Mint
  • Chartered Flights: Access and preferred rates 

Call us now to set up your Business Banking Prestige package.

*Subject to a minimum monthly average relationship balance of AED 500,000. AED 750 per month will be charged if your minimum monthly average balance drops below this threshold.

bbco

Business Banking Connect

Our Business Banking Connect Package is our most efficient package ideal for startups and businesses with Professional Licenses looking for only Online access to banking services. It provides you with the daily banking services you need, with no minimum monthly average balance requirement.

This account package has limited branch access with higher transactional fees and no dedicated Relationship Manager.

This package gives you access to:

  • Free state of the art online banking portal – businessONLINE
  • First cheque book free
  • Standard pricing on banking transactions
  • Range of Business Banking products & services
  • Standard Cash Management Services
  • Range of Business loan products
  • Trade Finance Solutions
  • Business Credit and Debit Cards

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