Business Banking

Inspiring you to explore opportunities

We are passionate about what we can do for you, which is why we are the UAE’s leading bank for businesses.
Running your business

Financing your business

Growing your wealth

Apply now and have us call you




  • Minimum Balance Requirement: AED 50,000
  • Only available for Sole Proprietor Ownership legal entities
  • Fall below Minimum Balance: AED 250 + VAT per month


  • Minimum Balance Requirement: AED 50,000
  • Monthly Account Maintenance Fee:AED 150 + VAT per month
  • Fall below Minimum Balance: AED 250 + VAT per month


  • Minimum Balance Requirement: AED 200,000
  • Monthly Account Maintenance Fee:Free
  • Fall below Minimum Balance: AED 300 + VAT per month


  • Minimum Balance Requirement: AED 500,000
  • Monthly Account Maintenance Fee:Free
  • Fall below Minimum Balance: AED 750 + VAT per month


  • Minimum Balance Requirement: AED 3.5Mn
  • Monthly Account Maintenance Fee:Free
  • Fall below Minimum Balance: AED 1,500 + VAT per month

Running Your Business

We have decades of experience helping large and small companies manage all their banking needs. With Emirates NBD, you’ll benefit from business banking services and financing solutions that help you stay on top of cash flow and maximise the potential of your organisation’s financial assets.

Our award-winning digital platform businessONLINE is specially tailored for all your business requirements, providing a wider range of secure and reliable services and solutions at your fingertips. It will help you automate your salary payments, vendor and bulk payments, request transfers and trade finance, and receive valuable automated vendor data and other powerful business intelligence.

Cash Management

Cash flow challenges always on your mind?
Through our efficient and effective cash management solutions cover your regular and routine payments, as well as collections and overall liquidity, empowering you to explore opportunities.

  • Payments: Hassle-free way to automate salary payments to your employees
  • Collections: Enhance security while saving businesses, time and money
  • Liquidity: Solutions for increased efficiency and reduced costs


Our Treasury team will help you manage your Forex requirements so that you can operate your business efficiently.So explore opportunities for global trade and expansion with our tailor-made Financing & Risk Management Solutions for foreign exchange transactions.

  • Contracts, Swaps and Options
  • Forward Rate Agreements
  • Deposits

Financing your business

We recognise that quick and seamless access to your funds is critical to your business success. We work hard to make sure you get the most out of your banking relationship with us and receive the financing your business needs at every stage of its growth story.

Working Capital

Market expansion always on your mind?
We give you a competitive edge through our full spectrum of trade, working capital and advisory services, to enable you to explore opportunities with confidence at home and overseas.

  • Non-Funded: Non-funded lines provide the support your business needs to expand your trade horizons.
  • Funded: Funded lines support the short-term cash flow requirements of your business, so you can focus on growth opportunities and cash flow management.

Long Term

Business revenues always on your mind?

  • Term Loans: Manage your cashflow and grow your business
  • Mortgages: Finance your real estate purchase and leverage your current real estate assets
  • Vehicle Loans: Act on your plans without delay to improve your efficiency and performance
  • Loans Against Gold: Leverage the value of your gold certificates, bars or coins without the need to sell
  • Project Financing: Finance your large-scale infrastructure or industrial projects, with repayments based on the cash flow

Rate starting from 2.18% flat. Minimum loan tenor 12 months, maximum loan tenor 300 months. Maximum APR 11.00%. Terms and conditions apply. Interest rates vary by tenor & subject to bank policy.

Growing Your Wealth

Let us help you grow your wealth and secure your future

Your wealth needs to be carefully managed to enable it to grow. That means not only finding the right vehicles to enhance its value, but also protecting what you have to ensure it is not lost due to unforeseen events.

At Emirates NBD, we offer an extensive range of investment and insurance options to suit your unique needs and goals.