Start your banking journey with the leading bank in the region.
Find a suitable account and applyDiscover the benefits of being our customer by browsing through our banking packages.
Learn more about banking packagesLearn all about how to use your account's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
All our cards offer you an exciting range of rewards and benefits.
Find a suitable card and applyGet the most out of your credit card by exploring its different benefits.
Learn all about how to use your card's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
Here's how to make the most out of your loan with us.
Visit our dedicated support center for answers to all your banking-related questions.
Our various FX products and services help you conduct your international transactions easily.
Our wide range of transfer options make it easier for you to send money locally and internationally.
Learn all about how you can seamless use our services to transfer money.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Know more about our Wealth servicesLife is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
Visit our dedicated support center for answers to all your banking-related questions.
View support centreEveryday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usWe have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Learn more about our services and get the most out of your banking relationship with us.
Visit our dedicated support center for answers to all your banking-related questions.
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
Everyday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usStart your banking journey with the leading bank in the region.
Find a suitable account and applyDiscover the benefits of being our customer by browsing through our banking packages.
Learn more about banking packagesLearn all about how to use your account's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
All our cards offer you an exciting range of rewards and benefits.
Find a suitable card and applyGet the most out of your credit card by exploring its different benefits.
Learn all about how to use your card's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
Here's how to make the most out of your loan with us.
Visit our dedicated support center for answers to all your banking-related questions.
Our various FX products and services help you conduct your international transactions easily.
Our wide range of transfer options make it easier for you to send money locally and internationally.
Learn all about how you can seamless use our services to transfer money.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Know more about our Wealth servicesLife is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
Visit our dedicated support center for answers to all your banking-related questions.
View support centreEveryday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usWe have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Learn more about our services and get the most out of your banking relationship with us.
Visit our dedicated support center for answers to all your banking-related questions.
Start your Priority Banking journey and live your success
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
Everyday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with us"We are dedicated to supporting the building of a sustainable future for our stakeholders and the communities we serve. Through responsible lending and investment practices, we ensure our financial services contribute to a more sustainable world.”
“As a leading bank in the MEANT region, our sustainability goal is to achieve net-zero carbon emissions by 2050 through responsible investment, sustainable operations, and financial inclusion, while integrating environmental, social, and governance (ESG) principles across all banking activities.”
The group implements a strict policy when it comes to record keeping of documents related to anti money laundering and terrorist financing, with all document being preserved for a period of at least five years. The Group AML and CTF policy is applicable to all staff throughout the Group and is available in full in our intranet and publicly. When suspicious transactions are identified by responsible employees, an investigation process is triggered including timely investigation and resolution of alerts, proper escalation and documentation around the decision is gathered.
All our employees are responsible for following an agreed escalation route for reviewing suspicions and reporting to the relevant authorities, as covered in the internal Suspicious Transaction Activity Report. We are committed to taking appropriate measures against stakeholders attempting to use our products and services to finance criminal conduct.
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The Group is committed to ethical business practices and is compliant with applicable Anti-Bribery and Corruption laws in all countries where the Group carries business. The Group operates and enforces a zero-tolerance approach towards Bribery and Corruption in any form. Our Group Policy repository underlies our commitments to the regulatory requirements and includes further information on our Group Anti-Bribery and Corruption policy. Please refer to Group Anti-Bribery and Corruption Policy statement that is available on our website.
The Supplier code of conduct revised in 2023, sets forth requirements for the suppliers with whom Emirates NBD Group does business, including their employees (including permanent, temporary, contract agency), and other third parties. The code has been developed with recognition of the importance of the ten principles of the United Nations, organization to which Emirates NBD is a signatory, in the areas of human rights, labor, environment and anti-corruption, as well as in accordance with the Modern Slavery Transparency Act. In order to be compliant with the supplier code of conduct, Emirates NBD Group requires the suppliers to adhere to all applicable laws and regulations.
Our talent approach identifies key roles critical to the organization and selects successors through a structured process. Regular talent reviews and individual development plans ensure continuous development and readiness for future roles. Through talent conversations, individuals are supported with various tailored development pathways, providing them with the necessary skills, experiences, and knowledge to succeed in Emirates NBD. This approach ensures that our current and emerging talent are fully prepared to meet the evolving needs of the organization and step confidently into key roles when needed.
At Emirates NBD we strive to perform in accordance with local and international standards and we regard robust privacy practices as a key element of corporate governance and social responsibility. We are transparent about our use of personal information when delivering our products and services and acknowledge the responsibility we have for safeguarding privacy.
Furthermore, Emirates NBD requires its third parties to comply with data protection and privacy laws, regulations, and standards relevant to the jurisdictions in which they operate and relevant to any transferred personal data. Our privacy notice, available on our websites, describe how we collect, handle, store, share, use and dispose of information about individuals.
We thoroughly educate colleagues across the Bank on privacy and data protection risks through targeted training and awareness programs, including mandatory training where colleagues must complete annual privacy trainings which is reviewed and refreshed each year, with additional tailored training provided, as necessary.
Data Privacy notice
The Group's Board monitors and influences the culture, reputation and ethical standards of the Group. Regular internal and external audits on ethical standards are undertaken, with many conducted multiple times a year to ensure the highest standards of security and compliance. We also engage the board regularly on climate related risks, proactively, to ensure that the business strategy accounts for these type of issues and ensures resilient operations. Furthermore, suppliers are required to have anti-corruption policies and programs to verify compliance.
The Board Nomination, Remuneration and ESG Committee (BNRESGC) is responsible for establishing the Group’s corporate culture and values including the Group’s Governance culture. The Board Risk Committee (BRC) provides oversight over the establishment of a comprehensive Consumer Protection Framework.
To assess ESG risks in financing activities are applicable for all corporate and project finance as well as investment banking operations. All such financing requirements are assessed by ESG Department initially and later by the Sustainable Finance Forum, containing representants from various functions within the operations.
Furthermore, each deal or financing activity is being reviewed by relevant heads in the specific department, as well as the Group ESG department and the Sustainable finance forum which needs to approve the deal. In addition, there is a periodic review of adherence to covenants, conditions and any material developments to ensure compliance with ESG factors.
The responsibilities of the Board Credit and Investment Committee (“BCIC”) include overseeing approval of new products and services, including Group and country lines, credit facilities and investments.
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The Group has in place policies related to agriculture, biodiversity, power utilities, mining, oil and gas. These policies are binding for both credit and investment activities.
ESR Framework
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