Emirates NBD Bank PJSC Promotion Terms and Conditions for “Credit Card Spends”

These terms and conditions (“Promotion Terms and Conditions”) govern the Emirates NBD Bank P.J.S.C. (“Bank” and “Emirates NBD”) Credit Card spends promotion.

The Promotion (as defined below) is subject to the Emirates NBD Credit Card Terms and Conditions (“ENBD CC Conditions”) and the Emirates NBD General Terms and Conditions for Accounts and Banking Services (“ENBD General Terms and Conditions”) and these Promotion Terms and Conditions.

If there is any conflict between the ENBD General Terms and Conditions and the ENBD CC Conditions, the ENBD CC Conditions shall prevail. If there is any conflict between the Promotion Terms and Conditions and the ENBD CC Conditions or the ENBD General Terms and Conditions, the Promotion Terms and Conditions shall prevail.

Promotion

One thousand six hundred (1600) Eligible Credit Cardholders with highest Eligible Spend during the Promotion Period shall be eligible to receive a cashback.

600 winners from the VISA Infinite or VISA Flexi cardholders will get AED 250 cashback
1000 winners from Mastercard Titanium, Mastercard Platinum, Go4it Gold or Go4it Platinum will receive a cashback of AED 100

subject to the Promotion Terms and Conditions (“Promotion”).

Promotion Period

Offer valid until 31^st July 2023 (“Promotion Period”).

Eligible Credit Card

This Offer is open only to selected Emirates NBD Credit Cardholders who have been sent specific communication from the bank through SMS, direct mail or email or Call Centre (“Direct Communication”). Enrollment rights are reserved and solely determined by the bank. (Each an “Eligible Credit Card”).

Promotion Eligibility

Each Eligible Credit Cardholder who achieves the Eligible Spend(s) is qualified to participate in the Promotion.

Mechanics

Eligible Credit Cardholders, automatically enter into the Promotion subject to achieving the following spend criteria:
- Eligible Spend which is cumulative an AED 1000

The following are expressly excluded from qualification as Eligible Spends in respect of an Eligible Card and the corresponding Eligible Cardholder and, accordingly, do not apply to this Promotion: (i) Dial-A-Cheque, (ii) Loan on Card or any cash advances in any currency; (iii) domestic and international cash withdrawals; (iv) refunds by retailers or otherwise; and (v) any fees or charges payable to the Bank; and (vi) any cancellation or reversal of an Eligible Spend.
Each Eligible Credit Cardholder subject to the Promotion Terms and Conditions (“Promotion”) will receive a cashback of up to AED 250 for VISA Infinite or VISA Flexi cardholders and up to AED 100 for Mastercard Titanium, Mastercard Platinum, Go4it Gold or Go4it Platinum cardholders.
If the Bank has sufficient grounds to believe that an Eligible Cardholder has violated any laws or regulations applicable in the UAE, the Bank shall be entitled to rescind and cancel any Cashback otherwise earned by the Eligible Cardholder in accordance with these Promotion Terms and Conditions.
No Eligible VISA Infinite or VISA Flexi Cardholder may earn more than AED 250 worth of cashback during the Promotion Period.
No Eligible Mastercard Titanium, Mastercard Platinum, Go4it Gold or Go4it Platinum Cardholder may earn more than AED 100 worth of cashback during the Promotion Period.
This Promotion is not valid in conjunction with any other promotion, campaign or offer of Emirates NBD.
All Eligible Cards and corresponding Eligible Spends must be valid, active, not in default and in full compliance of the terms and conditions applicable to them.

General Terms

The Bank reserves the right to change or cancel any or all of these Promotion Terms and Conditions without prior notice in its sole and absolute discretion.
All decisions of the Bank relating to the Promotion, each of which is at the sole and absolute discretion of the Bank, shall be final and conclusive.
The Bank shall not be liable for any losses resulting from the fluctuation of foreign currency exchange whilst converting the Eligible Spends to AED.

Definitions

AED means the United Arab Emirates dirham.

Cashback means an accrued amount earned on eligible transactions as set forth in this document, as decided by the Emirates NBD at its absolute discretion and which shall be credited to the Eligible Card on 30 September 2023.

Thousand (1600) Eligible Credit Cardholders, each having achieved the highest Eligible Spend as of 31 July 2023, who will receive a cashback.

Eligible Cardholder means each primary cardholder of an Eligible Card to whom the offer to participate in the Promotion has been communicated by Emirates NBD.

Eligible Spend means a domestic or international transaction of cumulative AED 1000, at a point of sale or online.

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