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Please make sure you have:
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Aged 18 and above
Emirates ID and passport
Proof of income
Minimum salary AED 5,000
Working Capital
Market expansion always on your mind?
We give you a competitive edge through our full spectrum of trade, working capital and advisory services, to enable you to explore opportunities with confidence at home and overseas.
Non-Funded
Non-funded lines provide the support your business needs to expand your trade horizons. Our facilities cover a wide range of services, including Letters of Credit and Guarantees.
Letters of Credit: For hassle-free local and international payments, our specialist team ensures that you receive the efficient documentation support your business needs for fast and smooth transactions.
Guarantees: Navigate your business relationships with greater confidence, backed by Emirates NBD’s wide range of financial and non-financial guarantees, tailored to your industry, business and unique situation.
Funded
Funded lines support the short-term cash flow requirements of your business, so you can focus on growth opportunities and cash flow management. Our facilities include funding your supply chain, operational expenses and discounting future trade receivables.
Overdraft
However successful your business, your cashflow may not always match your financing needs. Short or longer term overdraft is often the fastest and easiest way of bridging a temporary gap. We can negotiate attractive terms and competitive rates to meet your specific business context.
Cheque Discounting
We can help you meet your financing immediate needs by facilitating payment on post-dated cheques. Whether for batches or single larger payments, if you need your business income to be more manageable, a discount facility could be the right option for your business.
Loan Against Trust Receivables
The relationship we have with you gives us a clear picture of your income flows, which may include sources outside your primary business. A loan using trust receivables as collateral can be easily and quickly arranged at highly preferable rates
Loan Against POS Receivables
We can help you use it to support your ongoing financial needs. If you are a merchant using credit card Point of Sale (POS) machines for your daily business transactions, that value is your POS receivables. It can be used to leverage a loan of up to AED 2 million for 48 months, offering low interest rates and a top-up facility within 3 months. It does not even have to be our POS machine.
Click here for eligibility and documents required
Eligibility
- Limited liability Company (LLC)
- Sole Establishments
- Free Zone Sole Establishments
- Free Zone Companies
- Branches of Foreign Companies in the UAE
Documents required
- Valid Passport and Visa copy
- 6 months Bank Statements
- Copy of Trade License & Memorandum of Association
- Power of Attorney
- Audited Financials (where applicable)
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