You will also earn Business Rewards Points for every purchase you or your employees make using the Emirates NBD Business Rewards Credit Card. Business Rewards Points can be exchanged for upgrades or flights of any fare type on almost all Emirates operated flights.

Earning Business Rewards Points

Your Company will earn Business Rewards Points for all purchases made using the Emirates NBD Business Rewards Credit Card as per the below structure. Supplementary cards issued to your employees will also earn points at the same rate and these will be accrued in your Emirates Business Rewards account.

Enrollment in the Emirates Business Rewards Programme

Your company will be automatically enrolled in the Emirates Business Rewards Programme and you will start earning Business Rewards Points from the moment you start spending on your card. Emirates will send you an email confirming your enrollment in the programme. You will then be directed to the Emirates Business Rewards section on emirates.com, where you can log in and access your company’s account and invite any of your employees to join the Emirates Business Rewards Programme.

In case you submitted your existing Emirates Business Rewards account details at the time of application, the same details will be used for your Emirates NBD Business Rewards Credit Card, making it convenient for you by retaining the existing Emirates Business Rewards account.

Booking Emirates Business Rewards Travel

Booking Emirates Business Rewards Travel on emirates.com is just as easy. The Emirates Business Rewards Account Administrator can make bookings on behalf of all your business travellers, or nominate an administrator to make bookings on behalf of your company.

For full details of the Emirates Business Rewards Programme, to view your miles balance, or to redeem your miles, please visit emirates.com/businessrewards.

How to redeem and check your Emirates Business Rewards

Emirates Business Rewards programme offers enhanced flexibility with no restrictions. The Points can be used on any fare type, on any flight or any class giving a wider range of options. The number of Points needed for a Dynamic Reward Flight or Upgrade will depend on seat availability and the prevailing fare.

Your Business Rewards Points earned on your Emirates NBD Business Rewards Credit Card can be checked online. Just visit emirates.com/businessrewards and log in to your Emirates Business Rewards account.

Remember, you will need your existing Skywards account number and password to log in, even into your Business Rewards account. This is because your Business Rewards account is linked to the original Skywards account.

Your Visa Signature Card offers many valuable benefits, including International Medical & Travel Assistance, Purchase Protection, Extended Warranty and Travel Insurance.

• International Medical & Travel Assistance

  Complimentary services to make your trip memorable for all the right reasons. Learn more about benefits click here

• Purchase Protection

  When paying with your Visa Signature card, you may benefit from Purchase Protection for lost, stolen or damaged goods purchased.

  Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions.

• Extended Warranty

  Use your Visa Signature card to pay for your purchases and items purchased may be eligible for the benefit of Extended Warranty. This benefit automatically doubles the original manufacturer’s warranty for an item purchased with your Visa Signature card.

  Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions.

• Travel Insurance

  Use your Visa Signature card to pay for your travel and you will receive complimentary travel insurance in respect of that trip. For visa application purposes and evidence of cover, please download your Certificate of Insurance here. Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions.

Financial Benefits

Enjoy unmatched financial perks and benefits, so you can get the most out of your cards.

• Interest-Free Days

  Your Emirates NBD Credit Card gives you a maximum of 55 interest-free days, provided you continue to pay your outstanding balance in full, by the due date.

• Flexible payment options

  Your Emirates NBD Credit Card gives you the flexibility to pay as little as 5% of the outstanding balance each month, and carry forward the balance to the next statement. You can choose to pay 5%, 10%, 25%, 50% or 100% of your card outstanding balance every month.

  Choose from the following convenient options to make your card payments:

  • Standing Instruction to debit your Emirates NBD Savings or Current account
  • Online payment if you are an Emirates NBD Savings/Current account holder
  • Cash payment through Emirates NBD branches, Cash Deposit Machines in Emirates NBD Branches and through Al Ansari Exchange *and UAE Exchange* branches
  • Cheque payments to Emirates NBD Card Payments Division, P.O.Box 31813, Dubai, UAE.

  * A nominal transaction fee of AED 3 per transaction will be charged for bill payments through Exchange Houses, payable directly at the time of making the payment.

  For more information, please call 600 54 0000

• Instant Cash

  Enjoy instant cash access to your credit limit as much as 50% - with your EmiratesNBD Credit Card at over 810,000 ATMs worldwide or over the counter at any bank branch around the world that displays the VISA or MasterCard symbols. A cash advance fee (or foreign currency equivalent, where applicable), whichever is higher, will be charged.

• Protect Plus Insurance

  With Protect Plus Insurance, you can enjoy the spending power of your card with the assurance that, in the event of any unforeseen circumstances, your Emirates NBD credit card outstanding balance will be taken care of.

  Enjoy two months complimentary cover and pay a nominal rate on the Credit Card outstanding balances thereafter. Protect Plus covers the following:

  • Job loss cover
  • Loss of life
  • Permanent total disability
  • Critical illness
  • Hospital cash benefit

  You are automatically enrolled into Protect Plus. If, at any time, you wish to cancel Protect Plus, please call 600 54 0000.

  In case of a Claim, you or your family needs to do the following:

  Approach ADNIC for notifying any claims but not later than 30 days from the date of the event
  - By calling ADNIC contact center on 800 8040 (toll free)
  - By E mail on ConsumerLinesClaims@adnic.ae
  - By By fax on (02) 4080 644

  Click here for Protect Plus Terms & Conditions

• The Emirates NBD Installment Plan

  With the EmiratesNBD Installment Plan, you can now buy and pay conveniently in monthly instalments at a low monthly interest rate, making it easier for you to manage those large, unexpected expenses.

  • It's Simple - no forms, no faxes; just a phone call, after you have made your purchase on your EmiratesNBD Credit Card
  • It's Flexible - choose your preferred instalment term - 6, 12, 24 and 36 months
  • It's Economical - low monthly interest rate

  To convert your purchases to Installment Plan, simply log in to our Online or Mobile Banking and choose a plan that best suits your needs. Terms and Conditions apply.

   

• Utility bill payments (AED Cards only)

  Use your EmiratesNBD Credit Card to conveniently pay your Etisalat, DEWA and Empost (Emirates Post) bills online.

Emergency & Security Services

• SMS Alerts

  Receive SMS alerts on every transaction made on your Card, so you can immediately identify any unauthorized use.

• 24 hour Assistance

  Call 600 54 0000 for any queries related to your Card, 24 hours a day, 365 days a year.

• Online Access

  Enjoy online access to your Card Account from anywhere in the world, allowing you to monitor your card balances and transactions as well as make payments from your Emirates NBD Account.

• Free 24/7 Roadside Assistance

  Hassle free roadside assistance offered complimentary with your Emirates NBD Credit Card which includes recovery service, towing, fuel delivery and battery boost. The usage is limited to 3 times a year effective June 1st, 2013

  For bookings call +971 4 273 2889

  Roadside assistance Terms & Conditions

• Introducing Emirates NBD DoubleSecure ? the safest way to shop online!

  To provide you additional security for online transactions, we have partnered with Visa on Verified by Visa and MasterCard on MasterCard? SecureCode? to bring you Emirates NBD DoubleSecure. With Emirates NBD DoubleSecure, you can now safely shop online with unique password protection at participating online merchants. All you need to do is to enroll your Emirates NBD Credit Card into DoubleSecure at no cost to you. Click here for more information on Emirates NBD DoubleSecure.

  For more information, please call 600 54 0000