Earning Plus Points

Be rewarded for all your domestic and international retail spends

Earn Plus Points on your Credit Card

Our Plus Points loyalty programme rewards you for your everyday spends using your Emirates NBD Credit Card. You are automatically enrolled to the programme when you activate your credit card.

Cards that earn you Plus Points:

You earn Plus Points every time you make a retail purchase using your credit card. The type of card and transaction determine the number of points you earn.

Note:

Effective 1 November 2019, retail spends made under the category ‘Quick Service Restaurants’ (i.e. fast food restaurant) and retail spends originating in ‘European Union (EU) countries’, will earn 0.4% Plus Points.
Effective June 1 , 2017, Retail spends made under category “Insurance”, “Car dealership related ”, will earn 0.4% Points and Retail spends made under category “Real estate”, will earn 0.2% Points.
Effective May 1 , 2017, Retail spends made under the category “Education”, will earn 0.2% Points.
Effective August 1 , 2016, Retail spends made under category “Telecommunication Payment” will earn 0.2% Points.
Effective June 1 , 2013, Retail spends made under category “Grocery and Supermarkets”, will earn 0.4% Points and Retail spends made under category “Petroleum”, “Transit”, “Government Services”, “Utility Payments”, will earn 0.2% Points.
All other Terms and Conditions of the Plus Points programme will apply

The number of points you can earn is based on your credit card type.

Learn all about Redeeming your Plus Points and start enjoying your benefit.

Manage your rewards

Track your rewards

Transfer your rewards

Help with your rewards

FAQs

Do all transactions on my credit card earn Plus Points?

Only retail spends earn Plus Points. Loans on your card, cash advances, bank fees and charges, balance transfers and 0% installment payment plans don’t earn points. Click here to learn more about eligible transactions.

How long are Plus Points valid for?

Plus Points don’t expire as long as you have an active Emirates NBD card. Once you redeem them for Frequent Flyer Miles, the terms and conditions of your frequent flyer programme apply.

What happens to the rewards earned on my supplementary credit card?

Rewards earned for transactions on your supplementary credit cards are transferred to your primary credit card.

Will I lose the rewards I have earned if my card is replaced?

No, you won't lose your rewards, they'll just be transferred to your new Emirates NBD card.

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