Request a loan on your credit card

احصل على سيولة فورية تصل إلى الحد المتاح لبطاقتك الائتمانية وسسده بأقساط سهلة

Eligibility

If you’re a primary Emirate NBD credit cardholder, you can apply for a loan on your card. The maximum amount you can apply for is based on your available credit card limit, card usage and payment history.

You need to apply for a minimum amount of AED 1,000
You must have a local bank account with Emirates NBD, Emirates Islamic Bank or any other local bank
Emirates NBD Corporate, Business, Forex, Webshopper and supplementary credit cards are not eligible

خياراتك

لديك خياران للاختيار من بينها:

قرض على البطاقة مع الفائدة: دفع الفائدة وبدون رسوم معالجة.
قرض على البطاقة بدون فوائد: ادفع رسوم معالجة لمرة واحدة وسدد على 6 أو 12 قسطًا شهريًا متساويًا.

Apply for a Loan on Card

Choose one of the options below to proceed:

Cancelling your Loan on Card

You can cancel your Loan on Card in one of the three ways below:

Fees and charges

A processing fee based on a percentage of your loan amount applies if you opt for a Loan on Card without interest.

There is no processing fee for a Loan on Card with interest, but a nominal interest rate applies based on your credit card history and usage. The interest rate is subject to change at any time.

If you cancel your Loan on Card plan, a foreclosure fee of 1% of your loan principal outstanding amount + 5% VAT applies.

For more details, read our Schedule of Credit Card Fees and Charges.

الأسئلة الشائعة

What happens if I miss an installment on my Loan on Card plan?

If you fail to pay your installments for two consecutive months, your plan will be foreclosed. Your entire outstanding loan amount will immediately be due for payment. Any remaining outstanding balance will attract our regular finance charges. For more details, have a look at our credit card installment terms and conditions.

ماذا سيحدث لخطة تحويل الرصيد إذا قمت بدفع المبلغ الذي قمت بتحويله بشكل مسبق ؟

حتى إذا دفعت المبلغ بالكامل مسبقًا ، فستظل خطة تحويل الرصيد سارية المفعول وستستمر في دفع الفائدة مقابل الخطة. إذا كنت ترغب في إلغاء الخطة ، يجب عليك تقديم طلب للإلغاء .

What happens if I cancel my credit card while a Loan on Card plan exists?

When your credit card is cancelled, all active plans on the card will automatically be closed. Any fees applicable and the remaining outstanding balance will be due for payment in full.

Can the Loan on Card amount be transferred to any Emirates NBD account?

You can transfer the amount to a Standard Savings, Standard Current or Special Current account.

More تطبيق

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