Emirates NBD
Emirates NBD عربي

Simply transfer your salary, take a credit card, and spend to get guaranteed cash.

That’s not all, you can also enter the Millionaire Account monthly draw for a chance to win up to AED 5,000,000!

Steps to get started

1 Open a Salary Transfer Account and take a Credit Card

2 Spend a minimum of AED 10,000 using your Emirates NBD Card*

3  Earn bonus cash rewards by applying for additional products

* Spends to be completed using your debit or credit card within 30 days of account opening

Guaranteed Cashback

Salary (AED) Cash Reward (AED)
15,000 – 29,999 500
30,000 – 49,999 750
Above 50,000 1,000

Boost your rewards up to AED 20,000 with a loan, maintaining your average balance, and insurance plans

Bonus Cash Rewards for Emiratis

1

Personal or Auto Loan

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2

Average Balance

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3

MetLife Insurance

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Bonus Cash Rewards for Residents

1

Personal or Auto Loan

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2

Average Balance

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3

MetLife Insurance

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Millionaire

Millionaire monthly draws with dedicated prizes for Emiratis and Expats

1

Grand Prizes up to AED 5,000,000

2

Monthly Prizes up to AED 1,000,000

3

1 entry for every AED 8,000 maintained in your payroll account

Know more

Give yourself a Bonus when you open a Salary Transfer Account

Offer valid from 1st August 2025 to 31st December 2025.

 View Terms and Conditions

 

Apply now and have us call you

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Copyright © 2025

Emirates NBD Bank (P.J.S.C.) is licensed by the Central Bank of the UAE, Baniyas Road, Deira, P.O. Box: 777, Dubai, UAE

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Personal or Auto Loan
Cash Reward (AED)
Loan Amount (AED) Salary up to AED 14,999 Salary between AED 15,000-29,999 Salary between AED 30,000-49,999 Salary above AED 50,000
300,000* - 999,999 1,000 1,500 2,000 3,000
1,000,000 - 2,999,999 NA 2,000 3,000 5,000
Above 3,000,000 NA NA NA 12,500

*Loan value: AED 250,000 if salary is below AED 15,000

Average Balance***
Salary (AED) Cash Reward (AED) Average Balance (AED)
Up to 14,999 500 50,000
15,000-29,999 1,250 125,000
30,000-49,999 2,500 250,000
Above 50,000 5,000 500,000

*** Customers are eligible to earn cash rewards that are above their salary criteria

MetLife Insurance**
Cash Reward (AED) Annual Premium (USD)
700 $1,200 - $2,999
1,500 $3,000+

**Eligible plans: Critical Illness Care Plus and Live Life Premier from MetLife

Personal or Auto Loan
Cash Reward (AED)
Loan Amount (AED) Salary up to AED 14,999 Salary between AED 15,000-29,999 Salary between AED 30,000-49,999 Salary above AED 50,000
300,000* - 999,999 750 1,000 1,500 2,000
1,000,000 - 2,999,999 NA 1,500 2,000 3,000
Above 3,000,000 NA NA NA 7,500

*Loan value: AED 250,000 if salary is below AED 15,000

Average Balance
Salary (AED)    
Up to 14,999 500 50,000
14,999-29,999 1,250 125,000
30,000-49,999 2,500 250,000
Above 50,000 5,000 500,000

*Loan value: AED 250,000 if salary is below AED 15,000

MetLife Insurance**
Cash Reward (AED) Annual Premium (USD)
700 $1,200 - $2,999
1,500 $3,000+

**Eligible plans: Critical Illness Care Plus and Live Life Premier from MetLife