VIP Privilege | Emirates NBD

VIP by Business Banking

Distinguished by rewards that go well beyond the advantages extended to most, the VIP Privilege Programme offers exclusive access to many transformative benefits including:

Premium privileges that give you priority, preferential pricing and dedicated support

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Special lifestyle benefits and bespoke services to elevate your experience

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A suite of business benefits designed to enhance your business efficiencies

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Insurance benefits aimed at supporting and safeguarding you

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Membership eligibility

To qualify for the VIP Privilege Programme, customers need to earn at least 100,000 points in the last 12 months with Emirates NBD Business Banking.
For example: If a customer earns 100,000 points between October 2026 and September 2027, they qualify.

Points earning
Customers can earn points through eligible account balances and transactions, as shown below.

How to earn points	Product/service	Basis for calculation
Increase your balances Earn 1 point for every AED 1,000	Business Current and Call Accounts (CASA)	Average monthly account balance
	Business Fixed Deposit (FD) ccounts	Average monthly fixed deposit balance
	Wealth management and investment products	Month-end balance in the wealth or investment account.
	All loan products	Average outstanding loan amount during the applicable calculation period.

and/or

How to earn points	Product/service	Basis for calculation
Increase your transactions Earn 1 point for every AED 250	Foreign Exchange (FX)	Eligible FX transfers and gold or silver buy/sell transactions where the transaction currency differs from the source account currency.
	Trade Finance	Eligible Trade Finance transactions

Bonus for Emirati Business package customers: Eligible customers will receive 25% more points based on the criteria above. For example, 1 point earned will count as 1.25 points

Terms and conditions - VIP Privilege Programme

A MENA region first

Enjoy exclusive benefits with your Visa Infinite Business Debit Card

Airport Lounges

Access 1,000+ premium lounges

Valet parking

Get 3 complimentary valet parking services each month at select premium locations

Global concierge service

Making your life easier

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Premium privileges that give you priority, preferential pricing and dedicated support

Special lifestyle benefits and bespoke services to elevate your experience

Bespoke concierge services

For special privileges on premium restaurant bookings, hotel reservations and transfers, flight bookings, car rental, shopping recommendations and more.

Golfing entitlements

Discounts across some of the best golf courses in the UAE.

Complimentary lounge access

Enjoy access to premium airport lounges through the Visa Airport Companion app.

Valet parking convenience

Enjoy valet parking at Dubai Airports, Dubai Design District, Global Village, Mall of the Emirates and selected locations in Abu Dhabi and Al Ain.

Hospitality discounts

On domestic and international bookings at top-tier hotels.

A suite of business benefits designed to enhance your business efficiencies

Airport meet & greet

Savings on specialist airport meet & assist services at over 450 destinations globally.

Global car rental

Premium car rental benefits in partnership with SIXT and GetTransfer.

Business-friendly discounts

Via Poshvine on https://smeoffers.poshvine.com including:

Business Marketing tools such as iStock, BuildMyLogo, Piktochart.
Productivity tools such as Signeasy, Google Workspace, nTask.
HR & Learning tools such as greytHR, GrabJobs, Fiverr Pro.
Finance tools such as ProfitBooks, Paymo, Finanshels.
Workspaces rental such as Regus, Spaces, Hot Desk.
Business Solutions such as Sprinto, Supportwave.
Publications such as Fortune Magazine, Harvard Business Review.

Insurance benefits aimed at supporting and safeguarding you

Business Card Liability Waiver

Protects you against fraudulent misuse of the card.

Multi-trip Travel Insurance

Personal accident benefits up to USD 500,000.

Buyers Protection

Cover for theft, accidental damage, or non-delivery of eligible purchases.

Extended Warranty

Enjoy double the Warranty Period maximum up to 1 year.

Points earning

Customers can earn points through eligible account balances and transactions, as shown below.

Type	Product / Service	Points	Notes
Balances	Business Current and Call Accounts (CASA)	1 point for every AED 1,000	Based on the average monthly balance in the account.
Balances	Business Fixed Deposit (FD) Accounts	1 point for every AED 1,000	Based on the average monthly balance in the fixed deposit.
Transactions	Foreign Exchange (FX)	1 point for every AED 250	Includes eligible FX transfers and gold or silver buy/sell transactions where the ransaction currency is differs from the source account currency.
Balances	Trade Finance	1 point for every AED 250	Applies to eligible Trade Finance transactions.
Transactions	Wealth Management and Investment Products	1 point for every AED 1,000	Accountholders who have subscribed or invested in eligible wealth investment products offered or approved by the Bank.
Balances	All Loan Products	1 point for every AED 1,000	Based on the Average outstanding loan amount during the applicable calculation period.
Bonus	Emirati Business customers	25% extra points	Emirati Business customers earn 25% more points. For example, 1 point becomes 1.25 points.

Staying updated on points earned