fixedrateautoloan

Fixed Rate Auto Loan

Don’t worry about the rates, focus on the road!

We fix your interest rate so you know what to expect and can plan your finances better

Free Bank Account
Free Bank Account
Free Credit Card for the first year
Free Credit Card for the first year
Flexible Payment Options
Flexible Payment Options

Get your car and fill it with cherished memories

  • Finance up to 80% of the of vehicle cost
  • No salary certificate and driving license required
  • Available for salaried and self-employed individuals
  • First Year Free Credit Card
  • 0% installment payment plan on Emirates NBD credit card
  • Avail one deferments in a loan cycle
  • Loan tenure up to 60 months
  • Finance used cars up to 12 years old
  • Apply with a co-borrower

Key benefits and highlights

  • Loan approvals in half a day with easy process and simple documentation.
  • Attractive pricing for passenger and business vehicles with flexible payment options.
  • Large distribution channels with vast branch network and secure online and mobile banking.
  • Online Salik Recharge and RTA fine payment facility.
  • Preferential Motor Insurance rates through our preferred partners.
  • Free bank account and free credit card for the first year.

Terms and conditions apply.

I want to borrow

AED 25,000 AED 300,000
12 months 60 months

You can borrow AED {0} Auto Loan

with monthly payments as low as

AED  
Flat rate: 2.69% p.a. and reducing rate of 5.06% p.a. Terms and conditions apply. Interest rates vary by tenor & subject to bank policy

Why you should get an Emirates NBD car loan

1

Easy process and documents

Apply without the need to show your driving license or salary certificate & get your loan approved the same day!
2

Free credit card and 0% installment plan

Free credit card and 0% installment plan on all automatic vehicles.
3

Easy access across UAE

Presence across the UAE with large distribution and branch network as well as secure online and mobile banking.

Eligibility

Minimum down payment

Minimum down payment: 20%

For salaried customers

For salaried customers only

You are between 18 to 65 years old

For salaried customers only

Documents required to apply

Salaried Individuals:

  • Quotation for new cars
  • Car valuation for used cars
  • Auto loan application form
  • Original Emirates ID and copy or passport and copy with resident visa page
  • Signed Etihad Credit Bureau consent form and UAE FTS (statement of account)
  • Car valuation for used cars

Self-employed:

  • Quotation for new cars
  • Car valuation for used cars
  • Auto loan application form
  • Original Emirates ID and copy or passport and copy with resident visa page
  • Trade License copy
  • Signed Etihad Credit Bureau consent form and UAE FTS (statement of account)
  • latest 3-month bank statement for non-banking customers

You can apply for a mortgage release on your car only when you have paid back your loan in full. This service is free of cost.

Apply by e-mail to customersupport@emiratesnbd.com or visit a branch with the documents below.

Things to remember when emailing us:

Documents you need to attach to the email or bring with you to the branch:

For vehicles registered in Dubai: 

  • Vehicle Mulkiya and Emirates ID (bring the original to the branch)

For vehicles registered in Abu Dhabi, Al-Ain, Sharjah and other Emirates:

  • Vehicle Mulkiya copy (both sides)
  • Emirates ID or Trade License copy if the vehicle is registered in a company's name.

To find how to get a mortgage release on your auto loan, click here

Salaried Individuals:

  • Quotation for new cars
  • Car valuation for used cars
  • Auto loan application form
  • Original Emirates ID and copy or passport and copy with resident visa page
  • Signed Etihad Credit Bureau consent form and UAE FTS (statement of account)
  • Car valuation for used cars

Self-employed:

  • Quotation for new cars
  • Car valuation for used cars
  • Auto loan application form
  • Original Emirates ID and copy or passport and copy with resident visa page
  • Trade License copy
  • Signed Etihad Credit Bureau consent form and UAE FTS (statement of account)
  • latest 3-month bank statement for non-banking customers

You can apply for a mortgage release on your car only when you have paid back your loan in full. This service is free of cost.

Apply by e-mail to customersupport@emiratesnbd.com or visit a branch with the documents below.

Things to remember when emailing us:

Documents you need to attach to the email or bring with you to the branch:

For vehicles registered in Dubai: 

  • Vehicle Mulkiya and Emirates ID (bring the original to the branch)

For vehicles registered in Abu Dhabi, Al-Ain, Sharjah and other Emirates:

  • Vehicle Mulkiya copy (both sides)
  • Emirates ID or Trade License copy if the vehicle is registered in a company's name.

To find how to get a mortgage release on your auto loan, click here

 What our customers are saying

What our customers are saying

"Emirates NBD is the best provider for car finance"

Other ways to finance your car

Same-day approvals, smooth process and competitive rates!
AUTOSWAP in partnership with dubizzle

AUTOSWAP in partnership with dubizzle

AUTOSWAP lets you sell your vehicle and buy another used vehicle from dubizzle without settling your existing loan.

AUTOSWAP with dubizzle
Sameday Loan Approval

Same day loan approval and 7-day easy return with CARS24

Get your dream car at your doorstep with CARS24’s wide range of pre-owned cars and Emirates NBD’s same-day finance.

Get your dream car with Cars24

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