Beyond Rewards Program

Introducing a simple and transparent loyalty rewards program of where you can win prizes every month based on your product holding. You have a chance to win one of 15 cashback prizes.

• 12 prizes of AED 2,000 cashback for Dubai, Sharjah and Northern Emirates customers
• 3 prizes of AED 2,000 cashback for Abu Dhabi and Al Ain customers

As a Beyond from Personal Banking customer you will get entries equivalent to the number of products held with Emirates NBD i.e. Current Account, Savings Account, Fixed Deposit, Credit Cards, Loans, Insurance, Foreign Exchange transactions in the monthly raffle draw without any other terms and conditions on usage, ticket size etc. So if you have a Salary Transfer Account and a Credit Card every month you will be given 2 entries in the raffle draw while your friend would get 4 entries every month if he has a Salary Transfer Account, Credit Card, Auto Loan and an Insurance Plan with Emirates NBD Personal Banking.

Every quarter raffle draws will be conducted and winners will be announced.

Bank reserves the right to revoke/change the rewards program without prior notice

• Beyond Rewards Prize Cashback Winners
  • September 2018

    MOHAMED AHMED MOHAMED HUSSAIN HAMMADI
    TUFAIL KHAN WALAYAT KHAN
    MARYDELL TARREGA TORRECHILLA
    MALIHA KHALDOUN RASHID AL TABARI
    RADU CRISTIAN DUMITRU
    NADIM BAWAB
    FAHHAD SHAFI F ALMASARIR
    GEORGINA LOUISE RUSSELL
    ALOK RANJAN MOJUMDER
    ANTHONY GEOFFREY ESPEJO
    WAEL MAHMOUD ESBER
    ILSE CHRISTA EDER
    OZLEM GUNEY
    TALAL IBRAHIM KURSANY
    CHRISTOPHER FRANCIS DAVID

  • August 2018

    MUSED MOHAMMED AHMED ALMUSEDI
    HASHEM REDA M JAMALALLAIL
    RENE REDA
    SHELA DINO DAYRIT
    LIZAVETA DROZD
    ABDUL WAHED ABDUL KADIR ALKARAWANI
    NADA EL ONSI EP YORGKLAUSS SCHAMBACH GER
    LUVAI ZARIWALA
    FRAZA KHAN
    NAUSHAD SYED
    VLADISLAV RUDAKOV
    AMRIT SURINDER GOYAL
    KIMBERLEY REBECCA MARY O GRADY MARSHALL
    RAKESH GANAPATHY CHEEYABIRA
    MOGAMAT SERAAJ REGAL

  • July 2018

    NIKOLA KARIC STOJILKOVIC
    ANNA PETROVA
    RIAZ AHAMED
    MAJDI L M DEMAIDI
    RENTHISH KUNNATHERI
    QADIR MOIN
    RINI JAYIN KARANATH
    KARIM ADEL MOHAMED KAMAL SOLIMAN
    AISHWARYA BAKTHAVATSALU
    SUHUDI DIKICI
    BAYANI TIONG SANTOS
    RAMY LAHDO
    BRAHIM TRABELSI
    AYMAN HASSAN ALI OSMAN
    MINA ADEL MOUNIR MILAD SHENODA

  • June 2018

    SHAHID AHMED MALIK
    DWAYNE RICHARD ANDRADE
    AZIZ NAZAROV
    DONGYAN MO
    SHIJU PLAVILA THEKKATHIL GEEVARGHESE
    ABDULKADER TAYAR
    DIVYA RAJU
    RANJIT KUMAR BALAKRISHNAN
    ALI SABRI
    BABU SURESH KUMAR VADAKKEY VEETIL KOMAPPAN
    NOUFAL MANNARKUNNU
    IRFAN MUHAMMAD ASLAM
    KAVYA HARILAL
    CHAIRAT AMARAPORN
    LILA J HERZALLAH

  • May 2018

    FRANCO DELLA TOFFOLA
    NAZIN BAGHERYNEJAD
    SUM WAI KEEI
    EUAN EASSON
    NIZAR EDAILI
    ABDUL BADIE MUNIRI
    ALEXANDER RIGNALL
    FAREED ABDUL BELALCAZAR
    MEHDI MATT PIRAYEH
    HAMZA JAWAID JAWAID ILYAS
    WIJAYANTO IRAWAN
    PREETHIKA KOTIAN
    HASAN IMTIAZ CHEEMA
    RAMEZ TEFOUR
    ARKAN KIWAN

  • April 2018

    MANSOUR KHALID ALRSTAMANI
    MADIHA ANWAAR
    ABDULLA ODAH
    NATHEN JAMES PARKER
    FATMA K
    ARUN RAKSHE
    RADHA MOODLEY
    HEPSHEEBA BALAIAH
    SONIA SHERRY JOSEPH
    FAN ZHANG
    ANIL SREENIVASAN
    SALMAN SALEEM
    WITOLD ABRAMOWICZ
    ANTOINE ATYEH
    HUSSEINKAAWAR

  • March 2018

    BASSAM SULIMAN ZAYOUD
    FAYE LYNDZEY ROMASANTA CUEVAS
    ZIAAD ASLAM KHAN
    KHADIJA MUHAMMAD SIDDIQ
    PRAVEEN PHILIP ABRAHAM
    NABIL JASSEM ABDULLA ALSHAIKH
    AMRANE BADAOUI
    LAILA NABEEL ABDULLA KAMBER
    STELA SUILS CUESTA
    BHAGWAN AGARWAL
    JUBRAN SALEEM ALI ALJAHDARI
    ARTH ULYSSES VELIGANO GUZMAN
    OMON DJURAEV
    FIONA JANE SMITH
    MARIA LAURA VODA

  • February 2018

    MOHAMMED THANI SAIF MOHAMMED ALFALASI
    JOVANA KOSTADINOVIC
    MAREK GUBCO
    TATYANA TROYAN
    VIDYA VENUGOPALAN
    ARRAN HAMILTON SUMMERHILL
    ALEXANDER EDWARD DENNIS SWORDER
    AYLA TAWAKKOL
    MADALINA CRISTINA ROBU
    RACHA SALHA NAWEL ABDELAZIZ
    CHINTAN BAKSHI
    FEEROZ AHMAD KHAN
    DINESH ITTY THOMAS
    ANDRE ANTOINNE CHISHOLM
    MAHDI WARSAME JAMA

  • January 2018

    SMATI SANDRA
    GHASSAN ABDELRAOUF MAHD AL SAWALHI
    MUHAMMED ASHEER
    JIMALE MUHUMED FARAH
    MARIANA LOBATO DE FARIA S REBELO DE SOUSA
    AMAR MUKESH THAKER
    TAYEBA HASSAN LASHKARI ALBALOOSHI
    SHEHAB GHOLAM MOHAMAD GHOLAM
    ABHIRAJ THIRUMANAMKUNNATH KALARIKKA
    SIMI MUNDAMPARAMBIL PRASAD
    SAJEEVAN KOMARATHAN KOROTH
    DINA SALEH SALEM ISMAIL BINKHATEM
    DAVID ADAM DE WIT
    ZUHAIR HASAN MARHOON ALI
    RANJEEP SUCHEENDRA BABU

  • December 2017

    EDUARD OBORNIK
    IOANNIS KARPATHAKIS
    WILLIAM HERNAN AREVALO FORIGUA
    EL TAYEB OBEID MOHAMED
    GAUTAM BASU
    AYMAN MOHAMED YOUSEF EL NAKIB
    SARAVANA NARAYANA CHETTY
    PATRICE RENE JEAN BERNARD POULARD
    JESSICA ANN DEVEREUX
    ADITI VOHRA
    FAHAD H M ALSHAER
    CICILY DAVIS KOCHAPPU
    PIERRE RAYMOND EL ASMAR
    MEGGIE LETISHA ZELIME
    AYMAN ABDUL RAHMAN HAWSHEH

  • November 2017

    WISSAM HUSSEIN NAJDI
    SYNUEL ABIDH MOHAMMED
    SAMER OMRAN ZAKI AL KHATEEB
    HASAN NEZAR AL SAKA
    PRITI SHARMA
    OLGA ALGHWYEEN
    SARMILA GRAY
    WALTER HERKE VISSER
    KEITH MERVYN GOVEAS
    FRITZ ARTHUR OREDINA ARMADA
    SOFIA KHAN USMAN SADIQ
    MARIA CABRERA DE LA FUENTE
    ANDREIA SOFIA DA SILVA FERREIRA
    JOSE VARGHESE AND VANDANA G JHAVERI
    SHALINI SOMNATH

  • October 2017

    ANTHONY NICOLAS MESMAR
    ALAIN CHARLES GEORGES RAZIMBAUD
    FATMA YOUSUF MUHSIN BARAKAT
    NIDAA BEYH
    RAHEEL AZIZ
    DONYA FREDJ
    FADIL HIMOOD KHDDYER JABERI
    RAZAT CHOUDHARY
    MARIA JOANNA THERESA RODRIGUES
    SARAH EILEEN KENNY
    WISSAM EL HANNOUN
    FIRAS MUSTAFA A NASER ALASHGAR
    VISHAL BHARDWAJ
    IAN DAVISON
    SHAHZAD MOHAMED SIDDIQ SHAIKH
    MOHANNAD NAJEEB REZKALLAH SAHAWNI
    KATRIN HERRLE
    SINAN KAHYA
    CHARLOTTE MUZABAZI
    NATASCHA LARA WALKER
    UMESH ALALAGATTA NARAYANAPPA
    MUNEERA ALI JUMA KHAMIS EL MAYAHIY
    MAZEN JAMAL A NASSER R ALLOH
    OMAR TABBARA
    MINA ALFY REZKALLA SHEHATA
    GIUSEPPE MARCHESANI
    TAYMOUR ABED EL MAJEED HASSAN
    LUCA FRACASSINI
    AGASTIN ABRAHAM
    ARUN CHIDANANDA ULLAL

• Transaction banking
  • Free Entertainer booklet with vouchers worth over AED 30,000
    1. You will find vouchers for fine dining, hotel stays, leisure and entertainment to enjoy with your friends and family
  • Free transaction banking services* worth AED 1,000 every calendar year
  • 1 cheque book every calendar year
  • 1 demand draft/manager's cheque every calendar month
  • Unlimited local and international remittances through online banking and one free at branches every calendar month**
  • First 3 Standing Instruction setups
  • 10 teller transactions at the Branch every calendar month
  • E-statements, SMS alerts
  • 5 Free international ATM cash withdrawal above USD 300

  *Fair use policy applies; penal charges and regular debit card usage charges are applicable.

  ** Offer for limited promotional period; beneficiary and correspondent bank charges if any will apply

• Debit Cards

  Choose from range of Debit cards to make your everyday shopping and payments convenient with high purchase and cash withdrawal limits.
  
  You can also share your card benefits with your loved ones by giving up to 5 Supplementary Debit cards

• Credit Cards

  With bank cards suited for your lifestyle and needs, you can dine, relax, travel, and shop with fun and ease. And every time you choose your Card, you enjoy a host of privileges and earn extra perks with our rewards program. There are more than 10 different Credit Cards that are designed to meet the diverse needs of UAE residents.

• Personal Loan

  Get a beneficial discount of 25% on the Credit Life Insurance fee for loan amounts ranging from AED 200,000 to AED 400,000 and 35% for loan amounts AED above 400,000.
  
  This offer is valid for 6 months from the time of establishing a salary transfer relationship with Emirates NBD Personal Banking.

  Terms & Conditions Apply.

• Overdraft

  Get a guaranteed discount of 100% on the overdraft setup fee. This offer is valid for 3 months from the time of establishing a salary transfer relationship with Emirates NBD Personal Banking.

  Terms & Conditions Apply

• Auto Loan

  Avail 25% off on the Credit Life Insurance fee for Loan amounts below 120,000 and 35% for Loan amounts above AED 120,000.
  
  This offer is valid for 6 months from the time of establishing a salary transfer relationship with Emirates NBD Personal Banking.

  Terms & Conditions Apply

• Home Loan

  Get 25% off on the processing fees for a loan ticket between AED 0.5 – 1.0 million or 50% for a loan ticket above AED 1.0 million.
  
  This offer is valid for 6 months from the time of establishing relationship with Emirates NBD Personal Banking.

  Terms & Conditions Apply

• Fixed Deposit

  Get an additional guaranteed 0.10% over the applicable promotional rate on the first Fixed Deposit (all variants, excluding Islamic & Recurring Deposits) with minimum amount of AED 100,000. The Fixed deposit renewal/rollover will happen on rack rate.
  
  This offer applies to only dirham denominated deposits.

  Terms & Conditions Apply

• Credit Card & Bancassurance Bundle Offer

  Apply for a Skywards or SPG® World Master Card and take a MetLife bancassurance product within 30 days period and you can avail a discount on the Credit Card joining fee 50% reversal* of the joining fee if monthly premium paid is between USD 250- USD 499 100% reversal* of the joining fee if the monthly premium paid is USD 500 or more.

  Terms & Conditions Apply

Watch related videos

See how easy it is with the introductory videos. Click here to go to Emirates NBD Official Youtube Channel

Get rewarded with Beyond from Personal Banking

Start your banking relationship with Beyond from Personal Banking