Emirates NBD
Emirates NBD عربي
Abu Dhabi Credit Card offer

Credit Cards

Access a world of rewards, exclusively for Abu Dhabi residents

Lulu 247 Credit Card
Lulu 247 Credit Card

Up to 7% back as LuLu Points on daily spends

Duo Credit Card
Duo Credit Card

Earn up to 5% rewards on essential spends

Etihad Guest Credit Card
Etihad Guest Credit Card

Get up to 250,000 Miles

Marriot Bonvoy Mastercard Credit Card
Marriot Bonvoy Mastercard Credit Card

Up to 200,000 bonus points exclusively

Terms and conditions apply

Apply now and have us call you

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Apply for an Emirates NBD credit card to win Apple products and a guaranteed voucher!

Be one of 120 lucky winners of an Apple watch, iPhone, AirPods or even a MacBook pro laptop. That’s not all, you will also get a guaranteed YOUGotaGift HappyYOU card worth up to AED 400 that you can use across 200+ brands


Prize Number of prizes
Apple Watch Series 8 45MM 30
Apple iPhone 14 Pro Max 256GB 30
Apple AirPods 3rd generation 30
Apple 13-inch MacBook Pro 30
Total 120

Please note, your salary must be a minimum of AED 5,000 to apply for a credit card with us.

This offer is valid until 31st of March, 2024.

Read the terms and conditions of the offer here

Explore the exciting offers on our credit cards

Modal Dialog welcomeoffer

Key benefits and highlights:

Minimum salary AED 30,000

Explore the best-in-class travel and lifestyle privileges

  • Earn Etihad Guest Miles on spends
    • 10 Miles per AED 10 spend on Etihad Airways, hotels and dining
    • 6 Miles on all other spends1
  • Welcome offer: Up to 250,000 Etihad Guest Miles
  • Get 50% Etihad Guest Miles redemption discount voucher upon spending every AED 150,0002
  • Earn 2.5 Etihad Tier Miles for every AED 10 spend on all spends3
  • Get 50% more miles when you sign up for the Express Miles program for a nominal fee of AED 250 per month4
  • Complimentary airport lounge access to over 1000 lounges worldwide via LoungeKey
  • Concierge services to take care of your time-consuming errands
  • Valet parking at selected locations in Abu Dhabi
  • Interest rate of 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher

1 Etihad Guest Miles earned on retail spends made on merchants located in European Union or under categories, grocery and supermarkets, quick service restaurant (i.e. fast food restaurant), insurance, car dealership, petroleum, transit, government services, utility payments, real estate, education & telecommunication payment will be capped at 1,500 Miles per statement cycle.

2 Maximum of 2 vouchers per annum upon reaching a spend of AED 150,000. The voucher issuance will be at an interval of 6 months starting from card issuance date. 

3 Maximum 50,000 Tier Miles can be earned per annum.

4 Maximum 4,000 bonus Etihad Guest Miles can be earned per statement cycle.

Apply now

Modal Dialog duocard

Key benefits and highlights:

Minimum salary AED 12,000

Good things come in pairs.

  • Earn Plus Points on spends
    • 5% rewards on grocery, electronics, utilities, education and fuel
    • 0.5% rewards on other spends including travel, dining, hotels and online
  • You’ll get two cards - a Diners Club and a Mastercard credit card so you can benefit from the offers from both
  • Buy 1 get 1 movie ticket free offer on Royal Cinemas
  • Unlimited complimentary airport lounge access across the world
  • Concierge services to take care of your time-consuming errands
  • Complimentary access to top golf courses across the UAE
  • Valet Parking at selected locations in Abu Dhabi
  • Interest rate: 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher

Apply now

Modal Dialog mbwmcc

Key highlights & benefits:

Minimum salary AED 20,000

  • Get up to 200,000 welcome points
  • Be automatically upgraded to Marriott Bonvoy Gold Elite status
  • Get 5 Elite Night credits towards your next Elite status level and 1 free night when you renew your card
  • VIP access to Marriott Bonvoy Moments

Marriott Bonvoy Points

  • Earn Marriott Bonvoy Points on spends
    • 6 points per US$1 spent at hotels participating in Marriott Bonvoy
    • 3 points per US$1 on international and all other spends

  • Domestic spends under the following categories earn points as follows:
    • Grocery and supermarkets, fast-food restaurants, insurance and car dealerships earn points at 25% of the domestic spend earning rate or 0.75 Points per USD
    • Petroleum, transit, government services, utility payments, real estate, education and telecommunication payments earn points at 10% of the domestic spend earning rate or 0.30 Points per USD
    • Spends originating in European Union countries earn points at 50% of the international spend earning rate or 1.5 Points per USD.
  • A chance to earn up to 50% more points every month on retail purchases if you enroll in the Express Points Programme* for a monthly fee of AED 300
  • Transfer points to over 40 airlines for flight bookings

Extra benefits

  • Unlimited complimentary access to over 1000 airport lounges worldwide
  • Complimentary access to golf courses across the UAE
  • Concierge services to take care of your time consuming errands

Apply now

Benefits you will enjoy with all our credit cards

Promo Secure

Free delivery

Have us deliver your card to your doorstep at no extra cost

Promo Instant Cash

Instant cash

Enjoy instant access up to 50% of your credit limit as cash.

Promo Interest Free Days

55 interest-free days

Take advantage of 55 days of free credit if you pay your outstanding amount in full by your due date

Promo Emirates NBD Installment Plan

Easy installments

Buy now and pay back in easy monthly installments at a low interest rate

Promo Balance

Balance transfer

Transfer up to 12 months balance from your old credit card at 0% interest

Promo Life Insurance

Life insurance

Receive complimentary life insurance on any of our credit card

Promo Utility Payments

Utility payments

Pay your Etisalat, DEWA and Empost bills conveniently online

Apply now
Copy of Modal Dialog luluplatinum

Key benefits and highlights:

Minimum salary AED 12,000

Your shopping at LuLu just got more exciting

  • Earn LuLu Points on spends
    • 7% on LuLu in-store and online spends
    • 4% on fuel spends
    • 2% on utility bill payments
    • 0.7% on other spends
  • Welcome offer of 500 LuLu Points and 0% interest on balance transfers with no processing fees
  • Easily redeem LuLu Points at over 70 LuLu stores
  • Special member benefits at LuLu including priority checkout, early access to sales and promotions, free shipping on LuLu online and other discounts
  • Complimentary airport lounge accessvia LoungeKey
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Unlimited complimentary lounge access to over 25 regional and international airports
  • Concierge services to take care of your time consuming errands
  • Complimentary access to top golf courses across the UAE
  • Valet Parking at selected locations in Abu Dhabi
  • Interest rate: 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher

Apply now

Modal Dialog lulutitanium

Key benefits and highlights:

Minimum salary AED 5,000

Your shopping at LuLu just got more exciting

  • Earn LuLu Points on spends
    • 3.5% on LuLu in-store and online spends
    • 2% on fuel spends
    • 1% on utility bill payments
    • 0.35% on other spends
  • Welcome offer: 0% interest on balance transfers with no processing fees
  • Special member benefits at LuLu including priority checkout, early access to sales and promotions, free shipping on LuLu online and other discounts
  • Complimentary lounge access to over 10 regional airports
  • Easily redeem LuLu Points at over 70 LuLu stores
  • Interest rate of 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher

*The “Buy 1 Get 1” movie benefit will be discontinued for Lulu 247 Titanium Cardholders, effective 15th January 2024.

Apply now