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You must be more than 18 years old and have:
An active UAE mobile number
An Emirates ID
Your passport
Proof of income
A minimum salary of AED 5,000
smartBUSINESS
smartBUSINESS is our online banking platform tailored to the world of business.
It allows you to safely, easily and conveniently stay on top of your finances, act on new opportunities and initiate new transactions - anytime and from anywhere.
What you can do with smartBUSINESS
smartBUSINESS lets you to make payments and transfers, initiate remittances or trade finance transactions, and access information about balances and open new accounts.
Payments
You can make payments from your 24/7 smartBUSINESS platform for salaries through WPS or to local and international employee accounts (with any bank), for utilities (such as DEWA, Etisalat or Du) and to your corporate card. You can also make payments to local and international beneficiaries, as well as for immigration visas using e-Wallet Services and VAT.
Transfers
You can initiate online transfers to your own account, as well as third party and vendor accounts, with Emirates NBD and Emirates Islamic Bank. smartBUSINESS also facilitates receivables from other Emirates NBD and Emirates Islamic Bank account holders through the Direct Debit facility.
Remittances
You can make international and local telegraphic transfers and demand drafts through smartBUSINESS, as well as arrange third party payments in the UAE through Manager's Cheques.
Trade Finance
smartBUSINESS allows you to apply for the issuance of Letters of Credit and Guarantees, as well as to amend those already requested. You can also view trade related reports and MIS through the platform.
Reports and Requests
With smartBUSINESS you can open new and amend Fixed Deposits, view account statements and a comprehensive account summary, and request balance confirmations on selected accounts. You can also download account information in real time, access historic account information and order cheque books.
Drive business efficiency with smartBUSINESS
smartBUSINESS brings you the best of online banking for your business, giving you access to a wide range of useful and user-friendly banking solutions on your terms.
Maximum security with smartBUSINESS
With smartBUSINESS, your money and data has never been more secure.
smartBUSINESS offers best-in-class security and control features, accessed through Subscriber and User IDs and User Passwords, all reinforced by firewalls and 2040-bit data encryption.
Authorisation and access profiles can be setup to ensure that only nominated users have access to the system, even filtered by products, functions, accounts or amounts.
Transaction submissions and authorisations require a personalised password and use unique SMS PIN authentication.
Greater mobility with smartBUSINESS
With the smartBUSINESS mobile app, you can perform banking transactions on the go and have a fast and convenient way to access your business accounts through any mobile device.
The smartBUSINESS app allows you to:
Check your account summary and statements
Initiate, authorise and release payments
Track the status of your transactionsApply for smartBUSINESS now
Bring smartBUSINESS into your organization today.
Simply fill out the application form below and you’re on your way. Need a hand? Click here for our step-by-step guide. Learn more about costs* and requirements here.
*smartBUSINESS is a paid service exclusively for Emirates NBD and Emirates Islamic Bank customers.
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