Payments
You can make payments from your 24/7 smartBUSINESS platform for salaries through WPS or to local and international employee accounts (with any bank), for utilities (such as DEWA, Etisalat or Du) and to your corporate card. You can also make payments to local and international beneficiaries, as well as for immigration visas using e-Wallet Services and VAT.

Transfers
You can initiate online transfers to your own account, as well as third party and vendor accounts, with Emirates NBD and Emirates Islamic Bank. smartBUSINESS also facilitates receivables from other Emirates NBD and Emirates Islamic Bank account holders through the Direct Debit facility.

Remittances
You can make international and local telegraphic transfers and demand drafts through smartBUSINESS, as well as arrange third party payments in the UAE through Manager's Cheques.

Trade Finance
smartBUSINESS allows you to apply for the issuance of Letters of Credit and Guarantees, as well as to amend those already requested. You can also view trade related reports and MIS through the platform.

Reports and Requests
With smartBUSINESS you can open new and amend Fixed Deposits, view account statements and a comprehensive account summary, and request balance confirmations on selected accounts. You can also download account information in real time, access historic account information and order cheque books.