Personal loan with extra benefits
Get a New or Top-up your Personal Loan with interest rates starting from 2.55% p.a.*

Apply Now
Your loan is one click away

Loan amount up to
AED 4 Mn (UAE Nationals)
AED 2 Mn (Expats)

Low interest rate starting from
2.55% p.a.* (UAE Nationals)
3.03% p.a.* (Expats)

Processing & Insurance Fee
Zero processing & insurance fee (UAE nationals)
Complimentary Life Insurance (CLI) fee (Expats)

First payment Deferment up to
90 days (UAE Nationals)
45 days (Expats)

Terms and conditions apply
*Flat rate, equivalent to 4.79% p.a. reducing for UAE Nationals and 5.69% p.a. reducing for Expats
*Rates and benefits will be applicable based on the customers segment, their eligibility and borrowing capacity as per the banks credit policy and central bank regulation.

Emirates NBD Personal Loans give you
a financial solution for every kind of need

Easy processing and
simple documentation

Make your Personal Loan experience easy and hassle-free with our digital processing and easy documentation

AECB Credit Score

The higher your credit score the more benefits you can enjoy e.g. faster processing, less paperwork, low interest rates, high loan amounts and credit limits

Avail a top-up on your existing Loan

We make it easy for you to get additional finance when you may need, with minimal documentation

Avail a Personal Loan on
minimum requirements

Available for employees of any company*, with or without salary transfer. No minimum length of service required for new employees

Calculate your monthly payments

Amount 2500.00

AED 30,000AED 4,000,000

Tenor 18

12 months48 months

Effective rate: 5.99% p.a.

1521 AED/month

Calculation based on average rates of 5.99% p.a. reducing. Minimum loan tenor 12 months, maximum loan tenor 48 months. 1% processing fees. Maximum Annual Percentage Rate 18.99%. Terms and conditions apply. Interest rates vary by tenor & subject to bank policy.

It pays to have a good credit score
Higher the score, the more benefits you enjoy