Personal loan with extra benefits
Get a New or Top-up your Personal Loan with interest rates starting from 2.55% p.a.*
Apply Now
Your loan is one click away
Loan amount up to
AED 4 Mn (UAE Nationals)
AED 2 Mn (Expats)
Low interest rate starting from
2.55% p.a.* (UAE Nationals)
3.03% p.a.* (Expats)
Processing & Insurance Fee
Zero processing & insurance fee (UAE nationals)
Complimentary Life Insurance (CLI) fee (Expats)
First payment Deferment up to
120 days (UAE Nationals)
75 days (Expats)
Terms and conditions apply
*Flat rate, equivalent to 4.79% p.a. reducing for UAE Nationals and 5.69% p.a. reducing for Expats
*Rates and benefits will be applicable based on the customers segment, their eligibility and borrowing capacity as per the banks credit policy and central bank regulation.
Emirates NBD Personal Loans give you
a financial solution for every kind of need
Easy processing and
simple documentation
Make your Personal Loan experience easy and hassle-free with our digital processing and easy documentation
AECB Credit Score
The higher your credit score the more benefits you can enjoy e.g. faster processing, less paperwork, low interest rates, high loan amounts and credit limits
Avail a top-up on your existing Loan
We make it easy for you to get additional finance when you may need, with minimal documentation
Avail a Personal Loan on
minimum requirements
Available for employees of any company*, with or without salary transfer. No minimum length of service required for new employees
Calculate your monthly payments
Amount 2500.00
AED 30,000AED 4,000,000
Tenor 18
12 months48 months
Effective rate: 5.99% p.a.
1521 AED/month
Calculation based on average rates of 5.99% p.a. reducing. Minimum loan tenor 12 months, maximum loan tenor 48 months. 1% processing fees. Maximum Annual Percentage Rate 18.99%. Terms and conditions apply. Interest rates vary by tenor & subject to bank policy.
It pays to have a good credit score
Higher the score, the more benefits you enjoy
No Salary Transfer
You don’t need to transfer your salary to Emirates NBD to get a Loan
Approved and Non approved list of Employers
Your company does not need to be ‘Listed’ with us for you to get a Loan
No bank statements
Avail a Loan without the hassle of submitting bank statements
No minimum length of
service required
A new job won’t stop you from maximizing your Loan eligibility
Useful Links
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Call us on 600 54 0000 within UAE or +971 600 54 0000 for International