Start saving on your monthly installments. Switch your existing Personal Loan to Emirates NBD and take advantage of lower interest rates, starting from 2.38% p.a.
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Your loan is one click away
Rates starting from 2.38%* p.a Flat
Zero Processing fee, Insurance fee (CLI)
Loan amount up to AED 4 Million for UAE Nationals
First installment payment after 90 days
Terms and conditions apply
Offer applicable for UAE nationals only
*Equivalent to 4.49% p.a. reducing
**Linked to 1 month EIBOR
*Rates and benefits will be applicable based on the customers segment, their eligibility and borrowing capacity as per the banks credit policy and central bank regulation.
Debit Cards
Get your “Emirati” Package Signature Debit Card
Free first year set up fee for Overdraft
Access instant cash whenever the need arises
Credit Cards
Free first year fee on Credit Cards
Now, make all your loan and credit card payments through one simple, yet effective solution. It's time to eliminate all your hassles as you cut down on your monthly payments.
Make your Personal Loan experience easy and hassle-free with our digital processing and easy documentation
The higher your credit score the more benefits you can enjoy e.g. faster processing, less paperwork, low interest rates, high loan amounts and credit limits
We make it easy for you to get additional finance where you may need, with minimal documentation
Available for employees of any company, with or without salary. No minimum length of service required for new employees
Amount AED
30,000 4,000,000
Tenor Months
1 year 4 years
Monthly Payments AED
Rate starting from 5.29% reducing. Minimum loan tenor 12 months, maximum loan tenor 48 months. 1% processing fees. Maximum Annual Percentage Rate 18.99%. Terms and conditions apply. Interest rates vary by tenor & subject to bank policy.
Now, you don’t need to transfer your salary to get a Loan
Now, your company does not need to be listed with us for you to get a Loan
Avail a Loan without the hassle of submitting bank statements
Now, a new job won’t stop you from maximizing your Loan eligibility
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Call us on 600 54 0000 within UAE or +971 600 54 0000 for International
Copyright © 2023 Emirates NBD Bank (P.J.S.C.) is licensed by the Central Bank of the UAE, Baniyas Road, Deira, P.O. Box: 777, Dubai, UAE 3P