Board Credit and Investment Committee Evaluation

Committee Meetings and Administration

An overall rating must be provided at the end of the Section based on the Board's performance in this area, or you may choose to provide more detailed assessment by rating each question in this section. Where possible please answer each individual question.

(a). Committee meetings are of the right frequency and length. (Optional) (Please use a scale from 1 to 10, where 1 means Strongly Disagree and 10 means Strongly Agree)

1 2 3 4 5 6 7 8 9 10 N/A

(b). The Committee receives timely and accurate meeting notices, agendas, minutes and materials. (Optional) (Please use a scale from 1 to 10, where 1 means Strongly Disagree and 10 means Strongly Agree)

1 2 3 4 5 6 7 8 9 10 N/A

(c). The Committee has access to management and additional resources and information, including independent advisors, necessary to execute its responsibilities. (Optional) (Please use a scale from 1 to 10, where 1 means Strongly Disagree and 10 means Strongly Agree)

1 2 3 4 5 6 7 8 9 10 N/A

(d). Overall rating for Committee Meetings and Administration: (*) (Please use a scale from 1 to 10, where 1 means Ineffective and 10 means Highly Effective)

1 2 3 4 5 6 7 8 9 10 N/A

Composition and Culture

(a). The Committee’s composition is an appropriate mixture of skills, diversity and experience necessary to carry out the Committee’s responsibilities. (Optional) (Please use a scale from 1 to 10, where 1 means Strongly Disagree and 10 means Strongly Agree)

1 2 3 4 5 6 7 8 9 10 N/A

(b). The Committee exercises independent judgment and ethical behavior when executing its duties. (Optional) (Please use a scale from 1 to 10, where 1 means Strongly Disagree and 10 means Strongly Agree)

1 2 3 4 5 6 7 8 9 10 N/A

(c). Committee discussions are open, honest and thorough with sufficient opportunity to inquire further of, or challenge, management’s decisions. (Optional) (Please use a scale from 1 to 10, where 1 means Strongly Disagree and 10 means Strongly Agree)

1 2 3 4 5 6 7 8 9 10 N/A

(d). Overall rating for Composition and Culture: (Optional) (Please use a scale from 1 to 10, where 1 means Ineffective and 10 means Highly Effective)

1 2 3 4 5 6 7 8 9 10 N/A

Committee Role and Responsibilities

(a). The Committee has in place appropriate terms of reference and effectively performs its role against them. (Optional) (Please use a scale from 1 to 10, where 1 means Strongly Disagree and 10 means Strongly Agree)

1 2 3 4 5 6 7 8 9 10 N/A

(b). The Committee reports and presents to the full Board with sufficient regularity and fully informs the Board of the matters within the scope of its responsibilities. (Optional) (Please use a scale from 1 to 10, where 1 means Strongly Disagree and 10 means Strongly Agree)

1 2 3 4 5 6 7 8 9 10 N/A

(c). The Committee effectively oversees:

(i). Management of credit exposures and investment portfolio (Optional) (Please use a scale from 1 to 10, where 1 means Strongly Disagree and 10 means Strongly Agree)

1 2 3 4 5 6 7 8 9 10 N/A

(ii). Effectiveness of the Group’s credit and investment risk strategy and policies (Optional) (Please use a scale from 1 to 10, where 1 means Strongly Disagree and 10 means Strongly Agree)

1 2 3 4 5 6 7 8 9 10 N/A

(iii). Approval of new products and services, including Group and country lines, credit facilities and investments (Optional) (Please use a scale from 1 to 10, where 1 means Strongly Disagree and 10 means Strongly Agree)

1 2 3 4 5 6 7 8 9 10 N/A

(iv). Review of credit risk alignment with business strategy and risk appetite (Optional) (Please use a scale from 1 to 10, where 1 means Strongly Disagree and 10 means Strongly Agree)

1 2 3 4 5 6 7 8 9 10 N/A

(v). Delegation of lending authorities to Management Committees, credit and business approvers and credit underwriting standards (Optional) (Please use a scale from 1 to 10, where 1 means Strongly Disagree and 10 means Strongly Agree)

1 2 3 4 5 6 7 8 9 10 N/A

(vi). Review of new products and services, credit underwriting standards, Group and country lines (Optional) (Please use a scale from 1 to 10, where 1 means Strongly Disagree and 10 means Strongly Agree)

1 2 3 4 5 6 7 8 9 10 N/A

(d). Where do you feel are the Committee’s most significant/important performance gaps and how should it address these? (Optional)

Please specify

(e). Overall rating for Committee Role and Responsibilities: (*) (Please use a scale from 1 to 10, where 1 means Ineffective and 10 means Highly Effective)

1 2 3 4 5 6 7 8 9 10 N/A

Welcome to the Investment Committee Evaluation. Please take the time to review the instructions and answer the questions below.