Auto Swap car loan | Emirates NBD

Interest rates starting from 3.00%* per annum (flat)

Loan amount upto 80% of the vehicle valuation

Same day loan processing

Want to sell your used car but have an outstanding loan?

If you have an outstanding balance on your car loan and need help selling it and finding a buyer, you're in great luck! We've also partnered with dubizzle Pro to help you find the right buyer at the right price.

Fixed and variable interest rates starting from 3.75% per annum
Pay down only 20% of the vehicle cost
Finance may be extended through a loan or credit facility
Instant pre-qualification
No charges for vehicle release letter, mortgage placement, NOC to traffic department, change in registration or temporary mortgage release

Sell your car with our LoanFREE offer

Dubizzle Pro is offering free listing & evaluation for Emirates NBD customers. If you’re planning on leaving the UAE, cannot manage the payments on your outstanding car loan anymore, or just looking to sell your car, we can help you get LoanFREE in collaboration with dubizzle Pro.

List your car with dubizzle

I want to borrow

AED 25,000 AED 300,000

12 months 60 months

You can borrow AED {0} Auto Loan

with monthly payments as low as

AED

Flat rate: 2.69% p.a. and reducing rate of 5.06% p.a. Terms and conditions apply. Interest rates vary by tenor & subject to bank policy

Why you should get an Emirates NBD car loan

Easy process and documentation

We make getting an auto loan easy with half-day approvals and minimal documentation especially with a good AECB score

Free credit card and bank account

Get a credit card with no annual fees for the first year and a new bank account

Preferred pricing on pre-owned vehicles

Going for a pre-owned car? Get preferential pricing for both cars and corporate fleets

Things you need to know

Borrow wisely and ensure you go through the list of documents for all the fees and charges you'll incur and the terms and conditions involved when you get a loan from us.

If you do not meet the monthly repayments on your loan, your account will go into arrears and incur late payment fee.
When you miss repayments, this could affect your credit score and limit your ability to access loan/financing in the future.
When you refinance your loan or avail installment deferments, it may take longer to pay off than your previous loan. It may also result in paying more interest.

Important links and documents

Key facts statement - fixed interest rate

Schedule of fees & charges

Auto loans T&Cs

Key facts statement - variable interest rate

Support

How can we help?

Applying for a personal loan
Applying for a personal loan top-up

Early loan settlement
Partial loan settlement

Direct debit for loans
Restructure your loan

Are you struggling financially?
Defer your loan payments

Our accessible and inclusive banking services

Have a question? Visit our Help & Support section for answers to your queries.

more app

Auto Loans