Choose your website / عربي Choose your language
التغيير الى العربية English
Download
the Emirates NBD Mobile App
Opening an account has never been this easy!
Now you can open your account instantly with just a few taps on your smartphone.
Scan the QR code to start
OR
Continue your
application online
Apply for an account using your browser
Use your UAE Pass credentials to fill & submit your application faster
Please make sure you have:
Active UAE mobile number
Aged 18 and above
Emirates ID and passport
Proof of income
Minimum salary AED 5,000
Getting SMART About Your Finances
Want to pay off your car loan, go on vacation, or build an emergency savings fund?
To reach your goals, you need to start with a specific destination. Financial SMART Goals will help you build a roadmap to achieve your dreams.
What is a SMART Goal?
A SMART goal is a goal that is:
Specific
Specific goals outline exactly what you want to achieve.
Ask yourself the questions who, what, where, when and why to make your goals more specific.
Let’s use the example, I want to save money. What are you saving for? How much do you want to save?
I will save AED 6,000 for an emergency fund is a specific goal.
Measurable
A goal is measurable if you can identify when you reach it.
I will save AED 6,000 for an emergency fund is measurable because you will know if and when you reach AED 6,000 in savings.
Achievable
Achievable goals are realistic.
Making realistic goals sets you up for success. Make your goal achievable by factoring in your income and expenses.
You might want to save AED 1 million for an emergency fund, but if you have other financial obligations, this might not be achievable.
Saving AED 6,000 for an emergency fund might work for you or you may need to raise or lower your savings goal depending on your financial situation.
Relevant
A relevant goal will have meaning to you and fit your financial values.
Align your goal with your values and current needs to make it more likely that you will continue working towards your goal.
If you don’t have an emergency fund already, savings towards one will help increase your financial stability.
Time-Bound
Time-Bound goals have a deadline.
Clearly state when you want to achieve your goal.
I will save AED 6,000 for an emergency fund in 12 months is a time-bound goal.
SMART Goal
Now that we have all the elements of our SMART we can plan on how to reach our goal.
For example: I will save AED 500 per month for my emergency savings fund for the next 12 months.
Make your own Financial SMART Goals: What financial goals do you want to reach? Make your own Financial SMART Goal and start working towards it today.
How was your website experience today?
Products
Customer Care
Security
Tools & Others
- Loan Calculators
- IBAN - Swift Numbers
- How to update your KYC details
- Fixed Deposit Rates
- FX Exchange Rates
- Form Centre
- New to UAE
Terms and Conditions
About Emirates NBD
- About Us
- Media Center & News
- Corporate Responsibility
- Investor Relations
- Financial Results
- Branches and ATMs
- Careers
Common Reporting Standard FAQ's
Subscribe and stay updated!
Get exclusive deals, latest promotions and important information
All this and more in the Emirates NBD newsletter
Shop with 
You are leaving the Emirates NBD Website
You will now be redirected to an external website to view this content. Emirates NBD or any of its subsidiaries does not bear liability/responsibility for any other information published by the website owner or publisher.
You will be redirected in 5 Seconds
