As business opportunities can present themselves anytime, Emirates NBD offers you a range of secure digital channel services to support and optimise your Cash Management and Trade Services transactions.

Facilitating business 24/7, 365 days a year

smartBUSINESS is a web-based offering that epitomises the dynamism of Emirates NBD's e-Banking initiative. It facilitates business, corporate and institutional customers to perform financial and non-financial transactions at their convenience, securely, 24 hours a day and 365 days a year.

smartBUSINESS enables businesses to enhance their productivity and efficiency by initiating and authorising transactions electronically. 

smartBUSINESS enables you to manage/view your:

  • Payments
  • Remittances
  • Trade Finance services
  • Requests and reports
  • Account statements
smartBUSINESS Mobile

Business on the move

In a fast-paced business world, time is your greatest asset. This is why at Emirates NBD, we constantly strive to come up with ways to ensure that your precious time is spent on more important things. With our smartBUSINESS Mobile Application, you can enjoy an enhanced banking experience knowing that the power to control and to keep track of your accounts is always at your fingertips.

The smartBUSINESS Mobile Application enables you to perform your banking transactions on the go and will provide you with an alternate platform to access your business accounts through your Apple or Android device. It allows you to:

  • Check account summary and statements
  • Initiate, authorise and release payments
  • Track the status of your transactions

smartBUSINESS Mobile is available on iOS and Android app stores.

smartBUSINESS Connect

Secure and advanced direct Enterprise Resource Planning (ERP) connectivity for all of your business requirements

Emirates NBD's smartBUSINESS Connect service offers advanced internet-based connectivity for secured and automated exchanges of files between a customer's ERP system and Emirates NBD. It is a single, secure, flexible and fully automated channel. smartBUSINESS Connect services include:

  • Salary and Wage Protection System (WPS)
  • Local and international remittances in industry formats
  • Utility payments
  • Payment status reports
  • Trade Finance transactions
Swift Score

Creating an efficient payment environment

Using Swift Score services, corporates can send their financial payment requests to Emirates NBD for processing via the Swift network. This cost efficient solution offers simplified payment processing, eliminates manual intervention and increases transparency and security of payments.

With Swift Score you can:

  • Make local and international payments using XML, ISO20022, pain.001V3
  • Process FIN and File ACT messages
  • Accept MT300
  • Deliver MT940

Apply for smartBUSINESS

smartBUSINESS is a paid service and is made available through a signup process with Emirates NBD/ Emirates Islamic.
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