(Flat Rate) for 5 Years
Zero Valuation Fee
Finance up to 80% of Loan-to-value
Loan term up to
* Flat rate equivalent to 3.99% reducing
Terms and conditions apply
Processing Fee – 1%
Life Insurance – 0.05% pm
Property Insurance – 0.01% pm
Avail a Home loan and step into a home of your own.
An opportunity for UAE Nationals to buy a new home,
get a Mulhaq loan or construct property of your own.
Switch your existing Home loan to EmiratesNBD and enjoy better home loan experience.
Option to get cash equity against existing freehold property without having to move out or sell it.
Commercial Mortgage loans to purchase ready constructed commercial property that gives greater flexibility.
Own a Home in the UAE while living in your home country.
1 year 25 years
Monthly Payments AED
Interest rate: 3.99% p.a. (reducing). Terms and conditions apply. Interest rates vary by tenor & subject to bank policy. *Amount does not include down payment as per CB regulation. *Rate is based on EIBOR + Fixed Margin.
Don't get trapped by lowest rate for fixed intro period. Evaluate the floating rate, both base rate and margin, after fixed intro period to make balance decision. Your fine property selection should be bases on floating rate estimate and not on lowest rate offered for short intro period. This will help to avoid financially stretched decision.
Loan to value [LTV] ratio is a financial term used by lenders to express the ratio of a loan against the value of an asset. LTV is a key ratio commonly used by lenders for mortgage eligibility.
Do not stretch your financial commitment by unnecessarily extending mortgage tenor. Long tenor reduces installment or make your eligible for higher loan amount but they service more interest thus making it more expensive to own the home on overall basis. Higher the down payment means lower repayments on your loan.
Call us on 600 54 0000 within UAE or +971 600 54 0000 for International