Standard Current Account
A checking account that gives you a variety of features and easy access for utmost convenience and flexibility. With the Standard Current Account, you get privileges many others consider premium services.
- Non-interest-bearing account.
- Cheque book facility.
- Free international ATM/debit card.
- Can be opened in approved foreign currency.
- Standing order service available.
- Overdraft facility available by arrangement.
- Bill payment facilities across a wide range of services.
- Access to the account through ATMs, phone banking and BankNet.
- Monthly Statement of account.
Complete Account Opening Form in addition to the following (check where applicable)
For Individual & Joint account (UAE Nationals)
- Copy of passport(s) and original passport(s) for validation
- Salary Certificate (in case of salary transfer accounts); in the absence of a Salary Certificate, any one of the following documents may be obtained:
- Appointment Letter / Contract Copy
- Pay slip (< 3 month old)
- Consolidated letter from HR for bulk accounts
- Most recent statement of account where customer's salary is being transferred
For Individual & Joint account (Residents)
- Copy of passport(s), including residence visa page; as well as original passport(s) for validation
- Sponsor's letter of no objection
- Salary Certificate (in case of salary transfer accounts); in the absence of a Salary Certificate, any one of the following documents may be obtained:
- Appointment Letter / Contract Copy
- Pay slip (< 3 month old)
- Consolidated letter from HR for bulk accounts
- Most recent statement of account where customer's salary is being transferred
For Individual & Joint account (GCC Nationals)
- Copy of passport(s) and original passport(s) for validation
- Telephone/Electricity Bill
For Companies
- Commercial/Federal registration certificates (wherever applicable)
- Certificate of commencement of business (for Joint Stock Companies). Not applicable for company under formation.
- Power of Attorney, if applicable
- Passport copies of the authorised signatories
- BOD resolution specifying the titles/designations of officials authorized to open/operate the account and the extent of their authority and the manner to operate the account
- Memorandum and Articles of Association to ascertain the period of company
- For 'public shareholding companies' – a list of names and addresses of shareholders where share holdings exceed 5% shall also be submitted.
* Requires pre-approval
** For accounts in AED only
