Without End – of – Service Benefit Personal Loans

Where there is a will, there is a way. If your employer does not assign or have any gratuity benefit, you may still be eligible to get a loan.

  • Easy repayment periods
  • High loan amounts of up to 15 times your salary
  • Simple documentation
  • Fast processing of loan application

Exclusive loan return option
We also offer a 7-day loan return option, should you be dissatisfied with any of our terms.

Enhanced credit life
We are the only bank to offer the dual benefit of a loan coverage; not only is the loan repaid to the bank by the insurance company, but also the equivalent amount is given to the next of kin in the event of unforeseen circumstances.

All loans are granted at the sole discretion of Emirates NBD. *Terms and conditions apply.

  • Salary transfer letter must be provided by the employer that carries the "Intimation Clause" by which the employer undertakes to inform Emirates NBD, once the applicant's employment ceases with them.
  • Minimum salary requirement is AED 10,000.

Click here for information on the loans processes and schedule.

To Apply:

Call 600 54 0000
SMS "Loan" to 4454
Send e-mail to: personalloans@emiratesnbd.com
Visit your nearest branch



Apply online

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