New to Country & Employment Loan

• No length of service required
• Easy repayment periods
• High loan amounts of up to 10 times your salary
• Option of current account or savings account with no minimum balance requirement
• Free International ATM/debit card
• Up to five free teller transactions per month
• Simple documentation
• Fast processing of loan application

Exclusive loan return option
We also offer a 7-day loan return option, should you be dissatisfied with any of our terms.

Enhanced credit life
We are the only bank to offer the dual benefit of a loan coverage; not only is the loan repaid to the bank by the insurance company, but also the equivalent amount is given to the next of kin in the event of unforeseen circumstances.

All loans are granted at the sole discretion of Emirates NBD. *Terms and conditions apply.

• Minimum salary AED 10,000
• First salary should be credited to the account with EmiratesNBD

1. What is New to Country & Employment Program?
   Applicants who are new to the country or new in their jobs with no length of service can apply for a Personal Loan under this program


2. Should the employer be listed with Emirates NBD?
   Yes, the employer of applicant should be listed with Emirates NBD.


3. Is there a salary credit requirement?
   Only first salary must be credited
   
   
4. What is the minimum income requirement to apply for a loan with New to Country & Employment Program?
   Minimum monthly salary required is AED 10,000