Co - Applicant Personal Loan Program
Increased loan eligibility when applied with a salaried spouse or kin.
With our co-applicant program, income of a co-applicant is considered for calculating the loan eligibility by including all or certain percentage of the income of their spouse or kin.
To Apply:
Call 600 54 0000
SMS "Loan" to 4454
Send e-mail to: personalloans@emiratesnbd.com
Visit your nearest branch
- Co-applicant needs to also provide a security cheque.
- Main applicant to be working at a company that is listed with Emirates NBD.
- Co-applicant can be a spouse or a kin (son or daughter but no brothers).
- Maximum number of co-applicant will be one.
- Minimum monthly salary of primary applicant to be as per prevailing credit policy.
- Co-applicant may be from:
- Listed company with a salary transfer to Emirates NBD.
- Listed company with no salary transfer to Emirates NBD
- Non-listed company with a salary transfer to Emirates NBD.
- Non-listed company with no salary transfer to Emirates NBD.
To Apply:
Call 600 54 0000
SMS "Loan" to 4454
Send e-mail to: personalloans@emiratesnbd.com
Visit your nearest branch
- What is the Co-applicant Program?
Co-applicant program allows applicants to apply with a co-applicant to be eligible for a higher personal loan amount
- How is the personal loan amount determined through this program?
Co-applicant's income is considered for calculating the loan eligibility by including the income of main applicant's spouse or kin.
- Who are considered as co-applicants?
Co-applicant can be a parent, spouse or a kin (fathers and mothers, son or daughter but no brothers).
- How many co-applicants are allowed?
Only one co-applicant is allowed - Is there a salary transfer requirement for both the main applicant and the co-applicant?
No, only main applicant's salary needs to be transferred to Emirates NBD, co-applicants do not have to transfer their salaries if they prefer not to - Do both the main applicant and the co-applicant have to be working for a company that is listed with Emirates NBD?
No, only main applicant needs to be working for a company that is listed with Emirates NBD, co-applicants do not have to be working for a listed company
To Apply:
Call 600 54 0000
SMS "Loan" to 4454
Send e-mail to: personalloans@emiratesnbd.com
Visit your nearest branch
Click here for information on the loans processes and schedule.