ubyemaarinfinitecreditcard
ubyemaarinfinitecreditcard

U By Emaar Infinite Credit Card

Distinctively rewarding

A credit card that rewards you with enriching experiences every day
Earn up to 25000 Upoints
Earn up to 25,000 Upoints
Earn 1.5 back as Upoints on spends and 5X for all Emaar spends
Earn 1.5% back as Upoints on spends and 5X for all Emaar spends
Enjoy complimentary valet parking at The Grand parking in Dubai Mall
Enjoy complimentary valet parking* at The Grand parking in Dubai Mall

At a glance

Now each unforgettable experience is even more rewarding

Minimum salary
Minimum salary: AED 30,000
reemployment
Buy-one-get-one ticket at Reel Cinemas with free soft drinks and popcorn
Annual fees
Joining fees: AED 2,625
Annual fees: AED 1,575

Key benefits and highlights

  • UPoints on spends
    • 7.5% on all Emaar spends
    • 1.5% on all other spends
  • Redeem UPoints instantly at over 2500+ stores across your favorite brands
  • Welcome offer: Up to 25,000 UPoints
  • Receive U By Emaar Platinum status
  • Get 20% off on F&B and spas at Emaar Hospitality Group Hotels
  • Complimentary upgrade to a suite on hotel stays
  • Up to 30% discount on entertainment at Emaar Entertainment Group
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Complimentary airport lounge access to over 1000 lounges worldwide via LoungeKey
  • Concierge services to take care of your time-consuming errands
  • Complimentary valet parking at The Grand Parking, The Dubai Mall
  • Interest rate of 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher
U by Emaar Infinite  Welcome Offer
Welcome Offer

Exclusive offers to welcome you onboard

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Welcome offer*
Earn up to 25,000 Upoints
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U By Emaar Platinum Status
Receive automatic U By Emaar Platinum Status
Know more
Credit Shield Pro
New Credit Shield Pro

Secure your life with enhanced benefits

1

0.99%

Monthly fee of your Card's outstanding balance

2

Up to AED 300,000

Decease cover per cardholder

3

AED 100

Pay out per day in case of hospitalization

4

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

More advantages exclusively for you

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Requirements and documents

Minimum salary required

Minimum salary: AED 30,000

Interest rate

Interest rate: 3.25%

Annual fees

Annual fees: AED 1,575

  • Dully filled Credit Card application
  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with ENBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with ENBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder
  • Please ensure you have all the documents in the above checklist so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion
  • Dully filled Credit Card application
  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with ENBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with ENBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder
  • Please ensure you have all the documents in the above checklist so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion
Main Banner  What our customers are saying

What our customers are saying

"One of the best credit cards in UAE. From the discount on dining to easy instalment plans and cash on card"
Gnew Weng

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