ENBD X Application | Best Mobile Banking App in UAE

Carry out over 150 services instantly.
Personalize your dashboard.
Send money around the world in seconds.
Pay your bills easily.
And much more…

Stay in control

Personalize the mobile app to fit your lifestyle by managing your profile, notifications, and security preferences instantly. Whether you’re travelling, need more privacy, or need an update on your finances, you’ll always be a step ahead.

Everyday banking, simplified

Access over 150+ services, with a majority of them being processed instantly in real time on the app with no extra steps.

Manage your wealth

Open an investment portfolio instantly and start trading in Global and Local Equities with access across Stocks and ETFs in USA and European markets, as well as DFM, ADX and Nasdaq Dubai. Set your preferred stocks watchlist and get started.

Transfers and Payments

Send money like you send a text

Simply select your beneficiary, and we’ll select the best transfer option for your transaction.

International transfers and DirectRemit

Global money transfers via SWIFT. Also, 60 second transfers to UK, India, Pakistan, Philippines, Sri Lanka and Egypt for free

Cardless Withdrawals

Send money to any Emirates NBD ATM, and you or your recipient can withdraw it even if they are not Emirates NBD customer

Quick and secure payments

Make your utility, telecommunications and other bill payments quickly through the app and set-up auto payments

Transfer to mobile number

Transfer or receive money securely between you and your contacts using UAE mobile numbers only

Deals, now personalized

Reap deals like a pro with more than 1000 offers with your card on shopping, dining and entertainment and more!

And so much more

Get support, track your requests, set your profile and settings, control your security and privacy, block your cards and many more features.
Our reimagined mobile banking app does everything you do with our banking platforms even better, with powerful new features to get more done.

Support and Services
Profile
Security

Manage your finances

Manage your card payments, statements, and review your transactions

Apply for services

Get extra cash on hand, apply for Loan on Card, Installment Plans, Cash Advance or Balance Conversion

Accessible rewards

Explore your dedicated rewards and reap benefits instantly

Simplified requests

Apply for replacement and supplementary cards

Mobile number and address update

Update your personal information conveniently in app

Stay protected

Set security for the outmost convenience

Set your limits

Manage your daily and transaction limits

Communication preferences

Keep your preferred communication settings up to your requirements

New level of digital banking security with Smart Pass

Authenticate your transactions wherever you are without needing to enter the OTP. Smart Pass is a secure replacement of the SMS authentication

Smart touch and Face ID

You can enable Smart Touch/Face Pass for Smart Pass and authorise transactions with your fingerprint or Face ID

Navigate with ease

Explore our how-to videos to make the most of ENBD X

Everyday banking simplified on ENBD X

How to register on ENBD X

How to transfer and pay on ENBD X

How to open an account on ENBD X

Instant Payments Service

Introducing Aani, a simple & faster way to move money using mobile numbers

The Central Bank of UAE has launched Aani, an instant payment platform operated by Al Etihad Payments based on the highest international security standards for offering a fast, convenient and secure way to transfer funds instantly.

Learn more

Experience the future of banking on the go

Download or update the app from the app store to get started!

Getting started

Can I use both ENBD X and existing Emirates NBD Mobile App at the same time?

Once you upgrade to ENBD X, you will not be able to use the earlier version of Emirates NBD Mobile Banking app anymore.

I can’t download ENBD X mobile app. What should I do?

Make sure you have enough storage on your device.
Download the app on a stable network (3G/4G minimum speeds are recommended).
Update your device to the latest version (Android 7.1 and iOS 13 and above).

I can’t log in to my ENBD X mobile app. What should I do?

Make sure you have been selected to be part of the mobile app update (you should have received an email).
Update your registered mobile number and email address.
Update to latest version of ENBD X.
Try to login with your current biometrics.

Will I need a new User ID, password, Smart Pass and security questions on ENBD X?

If you are already registered to the existing Emirates NBD Mobile Banking app, you don’t need to register again. Your login credentials will remain same.
If you have already activated Smart Pass on the existing Emirates NBD Mobile App, it will remain active on ENBD X, but you will be asked to set your new Smart Pass Pin.
You will receive push notifications on your mobile device to authenticate Online Banking transactions.

Will my transaction history, payments and transfers beneficiaries carry over to ENBD X?

Yes, you won’t need to add your beneficiaries again.
You will be able to view transactions up to 3 months old, and download statements with periods up to 2 years.