Mudaraba Savings Account
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At a glance

Open a Mudaraba Savings Account and access our Islamic products and services

Ethical profit sharing
Ethical profit sharing
Minimum balance
Minimum balance of AED 3,000
No opening fees
No opening fees

Key features

  • A savings account in AED or USD
  • Profit rate of 0.09% p.a.
  • Profit rates are indicative and based on the previous rates declared
  • E-statements
  • Profit payout quarterly, based on the Mudaraba pool performance
  • Minimum tenure of 30 days to avail profit
Key Facts Statement (KFS)
Fees and charges
Terms and conditions
Profit rates
Main Banner Shariah compliant Common

Shari'ah compliant

Principled investments.
Innovative solutions.

Plan, secure and get healthy profits with Emirates NBD Islamic Banking, all under one roof.
  • Premature closures available (penalty applies)
  • No partial withdrawals
  • Free auto-renewal option available
Learn more

Benefits of banking with Emirates NBD

Know the benefits of your banking package

View all our banking packages
beyondpackage

Beyond Package

Minimum balance
  • Current account: AED 15,000 to AED 49,999
  • Savings account: AED 100,000
Cards
  • Free debit card + 5 supplementary debit cards
  • Choice of 5 credit cards
Other benefits
  • Rewards up to AED 5,000 on loans
  • 15 monthly cashback prizes worth AED 2,000
  • Free unlimited international remittances
  • Rewards up to AED 50,000 with Beyond deals
Apply now
Know more
plusmaximizer

Plus Maximizer

Minimum balance
  • Current account: AED 5,000 to AED 14,999
  • Savings account: AED 5,000
Cards
  • Free debit card + 5 supplementary debit cards
  • Choice of 5 credit cards
Other benefits
  • Free insurance cover worth AED 100,000
  • Exciting offers on credit cards
  • Monthly winners get AED 500 cashback
  • 8 free teller transactions per month
Apply now
Know more
emiratipackage

Emirati Package

Minimum balance
  • No balance requirement
Cards
  • Free debit card + 5 supplementary debit cards
  • Choice of 5 credit cards
Other benefits
  • Rewards up to AED 50,000 with the Beyond app
  • Up to AED 9,010 in savings with the Emirati Visa signature debit card
  • Higher interest on the Family Savings Account
Apply now
Know more
Main Banner Open Account With Us Common

Open an account with us and join the most innovative bank in the region


What our customers are saying:

"Best bank in the UAE. I have been banking with ENBD for the past 15 years..never had any issues."
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Shari'ah compliant

Principled banking. Innovative solutions.

We identify with your aspiration towards Ethical & Shari'ah Compliant Banking Solutions, so you can enjoy the flexibility & added choice of opting for Islamic Products & Services under the roof of Emirates NBD, be it for your individual or corporate needs.

Our ever-expanding range of Islamic Banking products & services are developed and offered though Emirates NBD's independent and exclusive Islamic Banking window 'Emirates NBD Islamic (ENBDI)'. With a dedicated team of professionals, in-house Islamic banking expertise and knowhow as well as endorsement by our esteemed 'Internal Shari’ah Supervision committee', comprising of leading Shari'ah scholars around the globe, our products offer the highest standards of compliance and innovation in true letter and spirit.

For your added convenience & peace of mind, these innovative yet principled solutions come seamlessly integrated with the quality of service and security, relationship management standards as well as the features and benefits you have grown to expect and appreciate from Emirates NBD.

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Emirates NBD Bank (P.J.S.C.) is licensed by the Central Bank of the UAE, Baniyas Road, Deira, P.O. Box: 777, Dubai, UAE

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